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Yearly Archives: 2010

Erin Delgado
By Erin Delgado 30th August 2014 0 Comments

2014 Hawaii VA Foundation Beneficiary #1: Valley of Rainbows

Each summer, the mission of the Hawaii VA Games begins anew. Directors, athletes, teams, sponsors, media, promotion, travel, planning, coordination, organization, and preparation – these elements create the palpable excitement surrounding the kickoff of the 2014 Hawaii VA Games.

When it all comes together on September 1st at the Neal S. Blaisdell Arena, spectators will witness the beginning of a new era for the Games; the contests will be fiercer, a new milestone will be reached in the amount of funds raised, and the recently developed Hawaii VA Foundation will distribute the money to two exceptional nonprofit organizations that impact the lives of Hawaii’s people.

After careful consideration, the Hawaii VA Foundation is proud to announce the first of two selected nonprofit organizations to receive a grant at the 2014 Hawaii VA Games: Valley of Rainbows.

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Since 1999, Valley of Rainbows has implemented programs and provided financial assistance to support the educational, athletic, and cultural pursuits of Wai’anae Coast youth, ages eight to 17.

The Wai’anae Coast is geographically located on the western/Leeward side of the island of Oahu, stretching from the town of Nanakuli to Makaha, and is approximately 30 miles from Honolulu. One of the most active 501.3.C nonprofits in the area, Valley of Rainbows positively affects the lives of over 600 youth per year and relies solely on private contributions, grants, and corporate funds to deliver their efforts to the community.

Through four distinct programs, Valley of Rainbows enacts their mission to “prepare individuals of the Wai’anae Coast to embrace a diverse community, attain their personal goals, and aspire to become contributing citizens.”

1. The Financial Scholarship

The program budgets $1,500 per month to assist youth with “civic minded school events, special conferences, travel experiences, educational workshops, participation in cultural activities, and organized sports.” In turn, the individuals receiving the scholarship must complete six hours of community service.

2. The Annual Leadership Conference

The program extends its reach to Kapolei area youth as well, providing three annual conferences to students in 6th, 8th, and 10th grades. The purpose of the conferences are to instill the importance of higher education, develop leadership skills, prepare for high school, and provide the resources needed for students to achieve their academic and career goals. Since 2005, over 4,300 students, administrators, and guests have participated in the conferences.

3. The Career & College Guidance Program

Utilizing the Kuder system, the program provides free online educational and career planning services to students. See more:

4. Global Youth Service Day

In partnership with Youth Service America, the program involves over 300 youth and community members who lead the initiatives. This year’s objectives were the Safe Teen Driving Campaign and the Care2Pair Slipper Drive. Over 1,000 community members participated in partnership with the Honolulu Police Department, Kapolei Station.

How will the funds raised by the Hawaii VA Foundation be utilized by Valley of Rainbows? President and CEO, Denice Keliikoa wants you to know:

“These funds will help the youth we work with on the Leeward Coast of Oahu in so many ways. A portion of the proceeds will be used for our monthly scholarship awards. We will also coordinate three youth leadership conferences where over 400 youth, grades 6-12, from 11 schools on the Leeward Coast will participate.”

How did Valley of Rainbows react upon hearing the news of their selection to receive one of the two grants at the 2014 Hawaii VA Games?

“What an exciting call, I was speechless! We are elated and humbled in being chosen as one of the two agencies to receive these generous funds from Hawaii VA Foundation and Games. How exciting and heartwarming to know there are others in our community who value giving to others and sharing their resources. We’re absolutely thrilled!” says Keliikoa.

The Hawaii VA Foundation has raised over $35,000 and is excited to present the Valley of Rainbows Board of Directors with one of the two grants totaling over $14,000 at the conclusion of the 2014 Hawaii VA Games. Over the course of the next year, the Hawaii VA Foundation will follow the use of Valley of Rainbows awarded funds (as well as our second grant recipient’s progress), and allow the public to decide which beneficiary will receive the remaining $7,000 toward their programs.

For tickets to attend the Games, visit Ticketmaster.com or visit the Blaisdell Center box office. To stay updated on Valley of Rainbows and the work they do, visit their website or contact them below:

Valley of Rainbows
PO Box 1009
Wai`anae, HI 96792
808.296.7869
[email protected]

 

Erin Delgado
By Erin Delgado 14th August 2014 0 Comments

Announcing the Deadline for Hawaii Non-Profits

The deadline for Hawaii non-profits to apply to receive funds at the 2014 Hawaii VA Games  is tomorrow, August 15, 2014! Apply HERE.

The annual Games will take place on Labor Day at the Neal S. Blaisdell arena where TWO Hawaii charities will each receive 40% of the raised funds. Next summer, the remaining 20% of the money will go to one of those two nonprofits that the public will vote on to determine which group has used their donations most effectively.

It’s easy for YOU to be part of our annual CrossFit charity event that invites teams and today’s top individual CrossFit athletes to battle it out in events of strength and endurance. Simply purchase one of our official 2014 Hawaii VA Games Shirts with $20 of your purchase going straight to charity, buy a ticket, and come watch the action on September 1, 2014. We’ll look forward to seeing you there!

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Erin Delgado
By Erin Delgado 11th August 2014 0 Comments

Top 5 Tips for Hiring a Realtor

All of your hard work and long hours while serving our nation are about to pay off: you’ve decided to contact a VA Loan Specialist (loan officer) about buying your first home! Once your loan officer has guided you through the pre-approval process, your house hunting journey can begin.

Now, there’s one key factor that will be essential to your journey – finding the right Realtor for you. Check out the tips for hiring a Realtor below.

1. Interview prospective agents

Ask three crucial questions:

  • How many years of experience does the agent have in this profession?
  • Is the agent doing this full-time or part-time?
  • What is their strategy for a buyer in the current market?

2. Choose an expert

It’s imperative that an agent is an expert in the neighborhoods you are searching. As a buyer, you want a real estate agent who will work hard to find you the right property, and use their skills to make it happen with the best deal. You need an agent who stays on top of the market and is a savvy negotiator.

3. Ask for referrals

When choosing your real estate agent, ask family and friends for referrals of agents who have recently helped them with a purchase and had an excellent experience in the process. Even if the agent is recommended, ask for a list of client referrals that you can call or email.

4. Pick one agent

It’s bad practice to have many different realtors working for you at once. In fact, some will request that you sign an exclusive agreement.

Sherrie Au, Realtor at Locations Hawaii discusses the important matter of “Agency” in the real estate business:

“An ‘Agent’ has a fiduciary duty to his or her clients, which entails legal obligations that a real estate professional should take seriously. It’s in the home buyer’s best interest to understand the agency relationship. I always make it a point to discuss this early in the initial consultation meeting. I explain that if I am their agent and they are my client, I owe them a duty of obedience, loyalty, disclosure, confidentiality, accounting and care. At the end of the consultation I ask the home buyers if they feel comfortable with me and if they want to work with me. I explain that I only work with clients who want to work with me exclusively. If they say yes, I ask them to ratify that with a Buyer Representation Agreement, which authorizes me to represent them in their home purchase,” says Au.

5. Choose well

A Realtor should be considerate of your home buying desires and your budget.

“When I see a happy buyer, I often ask why they chose their agent,” says Andrea Kia, Broker-in-Charge and Co-Owner of Homequest Hawaii. “If most things are equal during the interviews, buyers usually choose someone they feel comfortable with and relate to, along with listening to their needs. After all, you are going to be spending a lot of time with this person and you should feel at ease. Good agents don’t pressure you into making a purchase that isn’t right for you or over your budget. They do guide you in the right direction and are assertive when necessary. They should put your needs first and ‘have your back.’ A professional, ethical and knowledgeable agent can be your greatest asset in the home buying process,” says Kia.

If you don’t have an exceptional Realtor in mind, our team will be happy to refer you to one! Contact us at 808-792-4251 or fill out our online application. We look forward to hearing from you!

Erin Delgado
By Erin Delgado 14th July 2014 0 Comments

BAH Breakdown: What Can Your Housing Allowance Buy?

Aloha, military service members! Here at Hawaii VA Loans, one of our goals is to be your go-to, trustworthy resource for information on home buying and the VA loan process. In order for us to achieve that, we think it is important to break it down for you. Not in dance moves, but in data, BAH style. We’ll leave the break dancing to you – for after you sign those closing papers.

What can your BAH buy?

Many of the island properties that you’ll discover on your Oahu home buying search will most likely have less square footage than a typical mainland home. However, it’s the year round enjoyment of outdoor activities and lanai living here in Hawaii that many people treasure above the numerical measurement of their indoor living space. Take a look at this three bedroom, two bath in Waipahu that stands out for its superb remodel of the kitchen and bathrooms, as well as the over 6,000 square feet of land, and a yard that’s lined with palm trees.

2 (640x480)The open concept dining and kitchen area with its stainless steel appliances entices the entertaining of friends, the cooking of family dinners, and the kind of casual, barefoot living Hawaii is known for.

10 (640x480)Kick your feet up at the end of the day in the cool, peaceful living space.

6 (640x480)The remodeled bathrooms include vessel sinks and new shower doors.

????????????????????????????????????????????????????????????????Situated in the neighborhood of Royal Kunia, you and your family will find the convenience of a residents-only park with tennis courts and a playground, the Royal Kunia Country Club golf course, and an ideal commute to multiple military bases nearby.

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Where: 94-1080 Keahua Loop, Waipahu, HI 96797
Bases nearby: U.S. Coast Guard Air Station Barber’s Point – 8.8 miles; Wheeler Army Airfield – 8.2 miles; Schofield Barracks – 9.3 miles; Camp Smith – 12.7 miles; Joint Base Pearl Harbor/Hickam – 13.8 miles; Fort Shafter – 14.3 miles
Property type: Detached Single Family
Asking price: $559,000
Bedrooms: 3
Bathrooms: 2
Square footage: 1,096
Schools: Kaleiopuu Elementary School, Waipahu Middle School, Waipahu High School

Rates

Interest rate: 4.125%
APR: 4.334%

Payments

Principal and Interest (includes VA funding fee of 2.15%) = $2,767
Insurance = $100
Property Tax = $100
HOA Fee = $88

Total estimated monthly payment = $3,055

The 2014 BAH Rates support the ability for many active duty ranks to afford this property. For E-7 to E-9, W-2 to W-5, O-1E to O-3E, and O-3 and above, this property will be covered by your Base Allowance for Housing. The BAH rates for ranks of E-6, W-1, and O-2 fall just under this property’s total monthly payment, and could still be affordable.

Do you like what you see? For more information on a property like this one, contact Lana’i Realty at (808) 721-1600.

Would you like to find out if you qualify for this purchase price? Fill out this online application or contact VA Loan Specialist, Brandi Brickler at (808) 792-4251.

Erin Delgado
By Erin Delgado 9th July 2014 0 Comments

The Hawaii VA Foundation To Support Local Hawaii Charities

It’s the sporting event of the summer for many here on Oahu when the 2014 Hawaii VA Games comes to the Blaisdell Arena on Labor Day, September 1st. Since 2011, the Hawaii VA Games (formerly known as “The Showdown”) has showcased Hawaii’s fittest CrossFit teams and top worldwide CrossFitters who all compete and raise money for local charities. The Team Competition format consists of two men and two women while the Individual Competition is comprised of today’s best CrossFit athletes who bring their tenacious, competitive spirits, and put on an action-packed show for the crowd.

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This year, the Hawaii VA Games has changed their charitable giving mission to incorporate more local nonprofit organizations through the Hawaii VA Foundation. In 2013, the event raised $28,955 for one local charity. Now in 2014, a grand total of $35,457 will be donated between two Hawaii based charities: Puko’a Kani Aina and Valley of Rainbows.

Following the disbursement of money on September 1, 2014, the Hawaii VA Foundation will track and show each group’s progress in the direct use of their funds to support their goals. In the summer of 2015, the public will have the opportunity to go online and vote for the charity that they believe has been the most effective. The winning organization will then receive additional money to help carry out their mission.

Stay updated on the activity surrounding the annual Hawaii VA Games by Liking the HVG Facebook page of following the HVG Instagram.

Erin Delgado
By Erin Delgado 2nd July 2014 0 Comments

Hawaii VA Loans July 2014 Ambassador: Amy Eck

There’s something about sitting down and talking with a person that has a genuine passion for fitness and nutrition that can inspire you to pursue (or continue to pursue) a healthy lifestyle. It became clear to me during our interview that Amy Eck is one of those individuals who incites that kind of determination in the people she meets. As the creator and Race Director of XTERRA Freedom Fest (an annual race event held on July Fourth weekend at Kualoa Ranch on the island of Oahu), Amy and her staff mix fun and physical exercise in a hugely successful effort to create lasting memories for event participants, and raise funds for both local and global charities. After all, the element of FUN is what Amy believes to be a driving force behind the pursuit of fitness goals.

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The first Freedom Fest took place in 2009 when Amy (a former Marine and U.S. Navy Port Engineer) and her husband, Erik (prior U.S. Navy active duty and current Reservist), were celebrating their wedding weekend by combining their love for each other, off-road racing, and their desire to encourage others to join them in life-enriching activities. They continued to grow the event annually, partnering with XTERRA in 2011. This July 5th and 6th, XTERRA Freedom Fest will be in its sixth year, and according to Amy, it has seen growth by 30 – 40% each year. In 2009, the triathlon portion of the two-day event had fourteen participants. Last year, the triathlon had 150 athletes competing.

Amy encourages Hawaii’s community to come out, participate, volunteer, or simply buy a ticket to the BBQ and experience the beauty of Kualoa Ranch while helping this year’s selected charities: Wounded Warrior Project, AccesSURF, and a Clean Water Purification program. Among the scheduled race activities which include the Triathlon, a Kids Fun Run (both days), and a 5k & 10k Trail Run & Adventure Walk – just to name a few – there will also be LIVE music, BBQing, and arts and craft activities for the keiki. Let’s just say that Amy’s got the enjoyment factor covered for you!

Hawaii VA Loans is honored to have Amy Eck as our July 2014 Hawaii VA Loans Ambassador. The drive and exuberance she demonstrates working as the director of her non-profit organization, Camp Bennett, which promotes fitness, nutrition, and community through classes and training programs, and organizing the Freedom Fest each year is exactly the kind of helping spirit that our company values. Read more about how Amy went from being a young girl who enjoyed multiple sports to a fitness leader here in Hawaii.

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What is your military experience/background?

I went to the Merchant Marine Academy where I got a commission out of the Academy. Then I went to Officer Training School for the Marine Corps. I was selected for Public Affairs and did a tour at Marine Corps Base Hawaii and loved it. I got out and went back and worked at Pearl Harbor as Port Engineer using my Merchant Marine license. I was in charge of the USS Lake Erie, a guided missile cruiser. Then we decided to start a family. We had our son, Bennett, and hopefully once he gets a little bigger, I’ll go back.

Have you always had a mission toward physical fitness and challenges? When and/or how did that pursuit develop for you personally?

My whole life I’ve been into physical fitness. I ran from the time I was a little kid. In high school, I ran cross country and track. I was a cheerleader, and I wrestled in high school and college. When I was at the Merchant Marine Academy, I got to be the Regimental Athletic Director my senior year. I was in charge of all the fitness for Midshipmen and we ran the Plebe Indoctrination. I really loved that. Here in Hawaii, I had some people ask me if I would teach a boot camp program, then they all wanted to do triathlon, so I went and got certified as a USA Triathlon Coach. Now I’m a Level 2 Endurance Coach, so I focus on a lot of Ironman distance racing and long mountain bike and running racing.

When did the idea to create your fitness company, Camp Bennett, develop?

There was a mountain bike race out at Kualoa Ranch and someone was teasing that we were all camped out together and said, “Look, Camp Bennett’s up there!” Bennett is my maiden name, and we were like, Camp Bennett…that’s a great idea! We opened the company and recently, we changed to a nonprofit. We focus on teaching people about fitness and nutrition at every age. My husband and I went to Nutrition Response Testing school which is an applied kinesiology, holistic nutrition. What’s great is that as an engineer, I’m looking at the chemical makeup in the body. I’m looking at the fuel going in and the power and the work that the body is performing. It’s really looking at the whole aspect of fitness.

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I’ve been to your website, and you offer so many programs. What is especially motivating to you about providing these opportunities for others?

I’ve had a lot of people invest in me and make me a better person. I see how one person can just do a little bit and is able to make a difference. Anything that I can do to help others – that’s huge. My favorite life mantra is “do not withhold good from others when it’s within your power to act.” I always think about that if I have the knowledge, and I have the strength, and the time and the ability, why not go out and just really make a difference? So with the online training, a lot of times people sign up for a big race and they need someone who can guide them through each step. They may be a mother, they may be someone who works in an office, and it’s nice to get an email that says, okay today, you need to do a 5k tempo run or a weight workout. They can also call me and say that work ran late and I can adjust the rest of their schedule. It’s one less thing they have to think about.

In 2009, you started the first XTERRA Freedom Fest. Explain more about how the event originated.

I met my wonderful husband, Erik, and we hit it off. We got engaged in March 2009. We were talking about a wedding, and some people had asked us to put on some races. We thought, well, if we’re going to have to plan an event, why don’t we do it all together at Kualoa Ranch? That’s how Freedom Fest started – it was wedding weekend. We did all the races and we actually got married at the end of the race. We had American Red Cross and LUNGevity come and say they wanted to do something. We thought why not put a race together that highlights all these fun things we like to do and raise money for local charities. We’ve been able to support a different group each year which is really exciting for us.

What’s your focus this year as far as charities you’re helping?

The focus this year is water – and local wounded warriors being able to get in the water. We’re going to donate money to Wounded Warrior Project, to AccesSurf, to the Stand Up Paddle Association of Hawaii, and to a Wounded Warrior rowing regatta. For our honeymoon five years ago, we rode our bikes across Peru and we worked in orphanages. There was one orphanage that was 300 miles into our ride and they had no water. They had a river that went through but it was very polluted. As engineers, it has been our minds and we really want to create a water program for them, so we’re going to raise money for that this year and we’re going to try to build a water purification program for them. These kids are fabulous. They’ve been on my heart. They’re not open for adoption or all 80 of them would be at my house!

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How have you seen the initial goals for XTERRA Freedom Fest progress over the last six years?

Every year, we’re growing by 30-40%. The community is really getting involved, too. For example, local bike shops are trail marking, providing product and tech support. Kailua Mini Storage is helping us move the product out there to the ranch. Aqua Engineers is funding every shirt for each volunteer and their barbecue for that day. So what’s really cool is to see that people are helping me not only raise more money for charity, but taking care of my staff and volunteers. It’s really cool to see the community wrapping themselves around it.

What do you love about running this event each year? What do you take away from it?

We love the race because if you can’t do a 5k or a 10k or you don’t have kids to do the Fun Run, you can come out and volunteer. We have musicians who play both days, all day for free. I met a couple who did the mountain bike race and they made a YouTube video of it, and they sent it to me – they had a blast and they were all smiles. There’s the volunteers who do it out of labor of love and the goodness of their heart. We have people signed up from the ages four to 80.

What advice can you give someone who would like to begin a physical challenge or goal, but may be hesitant to begin?

One of the things I would remember is to give yourself time. Say, “I’m going to make this commitment for eight weeks. This is not a two or three week thing, I’m going to dedicate eight weeks and be committed to it.” Physical challenges take time and you have to have realistic goals. The other thing is don’t try to do too much, too fast, and too soon. You burn yourself out and you get injured. I tell people never run farther than you can walk. One of the good ways to first build up is to walk. Do a lot of good walking and build up your feet. At the end of the day, you have to have strong feet to run. Then, work on your core, too. Form typically falls apart because the core isn’t strong enough to hold your body up anymore. So lunges, squats, anything like that. Start out small, and once you master that, you can go a little longer.

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What are some personal highlights of yours in athletic achievement?

I had my son naturally at the house in a birthing tub! That was good! I would say, I got to do the Leadville 100 mountain bike race across Colorado. That’s 13,000 feet of climbing at 13,000 feet elevation and I had a broken wrist and my hand was in a cast. That was a pretty amazing event. Another big highlight is that I won the Double one year, and that’s the fastest combined time for the Ironman World Championships and the XTERRA World Championships. It was my first time racing as Amy Eck and not Amy Bennett, and with the wedding and honeymoon, I hadn’t really trained too much, but I was just having fun. That’s the other advice for exercise, always have fun. You have to make sure you’re having fun. When you’re doing things for fun, it’s contagious, and that’s my theme with everything, especially with Freedom Fest.

Describe your perfect day in Hawaii.

I really love to wake up early and be down at the beach with the little guy around 6am, having a coffee and walking the beach with him. That’s pretty much the best way to start the day. Then if I could have a big, yummy breakfast. I’m a big omelette fan, so it would probably be fish and eggs. I would drive out to the North Shore and mountain bike at Peacock Flats. Then I would do a fun little run. After that, I’d hop in the water for a little recovery swim. Then I’d go eat a tasty treat with my friends, head back to Kailua, grab my husband and Bennett and go down to the beach for a stand-up session. Afterwards, I’d get a drink and salad bar a Buzz’s. That would pretty much be my perfect day.

What other advice do you have for our readers about working towards a healthy lifestyle?

Find something that’s fun that fits in your schedule and make it a habit. The other thing I’m really big on is journaling. Write down three things you’re thankful for the day, three goals for the day, and a daily affirmation or mantra. The five minute journal is a really good one. Reinforce positive and direction in your life. Make manageable goals. You may want to get ten things done in one day, but focus on three, and make exercise and nutrition part of your lifestyle.

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Mahalo to Amy Eck for taking the time to share her experiences and knowledge with us! It was a pleasure to meet both her husband, Erik, and her adorable, active son, Bennett. The Eck family is a wonderful example of getting out and playing in Hawaii!

For more information on registering or attending XTERRA Freedom Fest Hawaii THIS weekend, July 5th and 6th, 2014 at Kualoa Ranch, visit their website and the XTERRA Freedom Fest Hawaii Facebook page for further details on the schedule of events.

PC: Keao Sunaoka