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"Understanding, Patient, Informed"

Matthew Z.

"Understanding, Patient, Informed"

Matthew Z.

"Dane Costa was an asset during the entire process of closing on a place here in Honolulu. From gathering all the pertinent information to his flexibility in dealing with changing timelines and circumstances, Dane made this entire process run efficiently. I’m glad I had Dane assisting me the entire time and look to recommending him and Hawaii VA Loans to my friends who are on the market for a new home in Hawaii."

Matthew Z.

"Understanding, Patient, Informed"

"Dane Costa was an asset during the entire process of closing on a place here in Honolulu. From gathering all the pertinent information to his flexibility in dealing with changing timelines and circumstances, Dane made this entire process run efficiently. I’m glad I had Dane assisting me the entire time and look to recommending him and Hawaii VA Loans to my friends who are on the market for a new home in Hawaii."

"Efficient, Professional. Knowledgeable"

Justin C.

"Efficient, Professional. Knowledgeable"

Justin C.

"Janice "Jo" Akeo delivered an amazing experience to both my wife & I. Going into the process, we felt very nervous due to the little knowledge we had. Jo took the time to explain each step in the process and was able to answer all of our questions. We highly recommend Jo for anyone and everyone interested in purchasing a home."

Justin C.

"Efficient, Professional. Knowledgeable"

"Janice "Jo" Akeo delivered an amazing experience to both my wife & I. Going into the process, we felt very nervous due to the little knowledge we had. Jo took the time to explain each step in the process and was able to answer all of our questions. We highly recommend Jo for anyone and everyone interested in purchasing a home."

"Amazing, Easy, Seamless"

Joann M.

"Amazing, Easy, Seamless"

Joann M.

"Brenda Carr, our VA lending specialist is absolutely amazing! She made our home-buying experience in Honolulu, Hawaii so easy and seamless that we even closed earlier than expected. She answered all of our questions promptly and thoroughly and provided any resources that would help us. She always made herself available and guided us through the process. She went above and beyond. Hopefully Brenda will still be around to assist us again when another opportunity arises. She rocks!"

Joann M.

"Amazing, Easy, Seamless"

"Brenda Carr, our VA lending specialist is absolutely amazing! She made our home-buying experience in Honolulu, Hawaii so easy and seamless that we even closed earlier than expected. She answered all of our questions promptly and thoroughly and provided any resources that would help us. She always made herself available and guided us through the process. She went above and beyond. Hopefully Brenda will still be around to assist us again when another opportunity arises. She rocks!"

"Accurate, Knowledgeable, Communicative"

Lindsay H.

"Accurate, Knowledgeable, Communicative"

Lindsay H.

"Jennifer Gustafson was on top of her game from the first time I called her to inquire about my streamline VA-Refinance. She kept an eye on the rates for a few weeks everyday and got in contact with me the day she saw a drop in the rate that made sense to save me a significant amount of money monthly on my mortgage and met all the guidelines of the streamline. She got us the rate locked in that day and the process was just smooth sailing from there. Jennifer was very communicative throughout the whole re-finance through the whole process and was always available to answer any question I had! I loved the knowledge that Jennifer had on the regulations and requirements of the loan because it gave me assurance through out the process the loan was on track to the finish line. I honestly could not have asked for a better loan officer to complete this re-finance for us! I would highly recommend anyone needing a VA loan or VA re finance to consider Jennifer to process your loan she will have your back from the beginning till the end. Also would like to recognize Dane Costa for going out of his way to meet me at the Kapolei office to go over and sign my loan docs. Hawaii VA Loans employees are fantastic and most defiantly will go out of their way to cater to you! Thank you to all the staff at Hawaii VA Loans! I appreciate all of your hard work!"

Lindsay H.

"Accurate, Knowledgeable, Communicative"

"Jennifer Gustafson was on top of her game from the first time I called her to inquire about my streamline VA-Refinance. She kept an eye on the rates for a few weeks everyday and got in contact with me the day she saw a drop in the rate that made sense to save me a significant amount of money monthly on my mortgage and met all the guidelines of the streamline. She got us the rate locked in that day and the process was just smooth sailing from there. Jennifer was very communicative throughout the whole re-finance through the whole process and was always available to answer any question I had! I loved the knowledge that Jennifer had on the regulations and requirements of the loan because it gave me assurance through out the process the loan was on track to the finish line. I honestly could not have asked for a better loan officer to complete this re-finance for us! I would highly recommend anyone needing a VA loan or VA re finance to consider Jennifer to process your loan she will have your back from the beginning till the end. Also would like to recognize Dane Costa for going out of his way to meet me at the Kapolei office to go over and sign my loan docs. Hawaii VA Loans employees are fantastic and most defiantly will go out of their way to cater to you! Thank you to all the staff at Hawaii VA Loans! I appreciate all of your hard work!"

"Accommodating, Comfortable, Efficient"

Jacob C.

"Accommodating, Comfortable, Efficient"

Jacob C.

"From the first phone call and thru the process, Brooks Onishi has made the process transition so smoothly for our ohana.  His expertise, knowledge, confidence and amazing attitude of aloha spirit definitely helped to see all things are possible.  We appreciate you Brooks! Mahalo from the Chang Ohana."

Jacob C.

"Accommodating, Comfortable, Efficient"

"From the first phone call and thru the process, Brooks Onishi has made the process transition so smoothly for our ohana.  His expertise, knowledge, confidence and amazing attitude of aloha spirit definitely helped to see all things are possible.  We appreciate you Brooks! Mahalo from the Chang Ohana."

"Professional, Outstanding, Wonderful"

Gordon T.

"Professional, Outstanding, Wonderful"

Gordon T.

"It was a joyful and pleasant experience working with Hawaii VA Loans. Brenda Carr handled everything very professionally, but on the other hand, I could talk and joke around with her like she was an old friend. Brenda walked/talked me through all the steps I needed to complete, in order to go through the process very smoothly. There was one part that I had the hardest time printing out the documents and Brenda had no problem with printing and faxing me that information. I am so grateful, so appreciative, and so lucky to have such an outstanding friend like Brenda. I can't thank her enough. Again, I would like to thank Brenda Carr and Hawaii VA Loans for a wonderful, pleasurable, and exciting experience. I couldn't have done it with out you. I Love You and Thank You so much."

Gordon T.

"Professional, Outstanding, Wonderful"

"It was a joyful and pleasant experience working with Hawaii VA Loans. Brenda Carr handled everything very professionally, but on the other hand, I could talk and joke around with her like she was an old friend. Brenda walked/talked me through all the steps I needed to complete, in order to go through the process very smoothly. There was one part that I had the hardest time printing out the documents and Brenda had no problem with printing and faxing me that information. I am so grateful, so appreciative, and so lucky to have such an outstanding friend like Brenda. I can't thank her enough. Again, I would like to thank Brenda Carr and Hawaii VA Loans for a wonderful, pleasurable, and exciting experience. I couldn't have done it with out you. I Love You and Thank You so much."

"Attentive, Supportive, Fast"

Jessica U.

"Attentive, Supportive, Fast"

Jessica U.

"Our realtor, Luke Korkowski, suggested we contact Hawaii VA Loans for our loan; Specifically, Brenda Carr, who is just wonderful! She was detailed in her explanations and made us feel extremely comfortable from the very start. Any and all of our questions were answered quickly and in a way that we didn't feel embarrassed or that we should have already known the answer. Everything moved so fast because of her attentiveness and her clear instructions. She reached out to us consistently and gave us the attention and assurance my husband and I wanted with this home purchase. She even contacted the listing agent to make sure he didn't have any questions about using a VA loan or the process that goes along with it (which he did). Brenda even made sure she was in contact with us while she was on the mainland with family. She certainly makes you feel at ease when dealing with such an enormous life event. I would recommend Hawaii VA Loans, and am so appreciative of the support given by Brenda Carr and this company!"

Jessica U.

"Attentive, Supportive, Fast"

"Our realtor, Luke Korkowski, suggested we contact Hawaii VA Loans for our loan; Specifically, Brenda Carr, who is just wonderful! She was detailed in her explanations and made us feel extremely comfortable from the very start. Any and all of our questions were answered quickly and in a way that we didn't feel embarrassed or that we should have already known the answer. Everything moved so fast because of her attentiveness and her clear instructions. She reached out to us consistently and gave us the attention and assurance my husband and I wanted with this home purchase. She even contacted the listing agent to make sure he didn't have any questions about using a VA loan or the process that goes along with it (which he did). Brenda even made sure she was in contact with us while she was on the mainland with family. She certainly makes you feel at ease when dealing with such an enormous life event. I would recommend Hawaii VA Loans, and am so appreciative of the support given by Brenda Carr and this company!"

"Effortless, Family, Experienced"

Christopher M.

"Effortless, Family, Experienced"

Christopher M.

"We would not have been able to purchase the property without Brenda...Hands down. From the beginning, before we even met…She was working hard and paving the way for us. She advised us to front load as much paperwork as possible...Lining everything up so she could secure the loan approval letter whenever we needed. Once we found a home, we needed to move quickly as it is a highly desirable property…Within 2 days of viewing the home, we were locked in and were under contract before any other potential buyers were even able to view the property. This is in no small part due to Brenda being able to demonstrate funding to the seller within minutes. The sellers ended up getting multiple backup offers on the property, all above asking price...Some offers sight-unseen. Had it not been for Brenda’s speed of motion and expertise, we would have given up precious bargaining time and lost the bid. Once under contract, she helped us to skillfully navigate the VA requirements…As the house has some unique characteristics (CPR regime/off-grid solar/water catchment/agriculture zoning, etc…). She worked with both our agent and the listing agent to make sure everyone was in concert, and that the end goal was to get us into a home…Even if that meant completing tasks not usually performed by the loan officer. We are first time homebuyers, and we will forever be grateful that Brenda was able to get us into a home that we will cherish for a long, long time. Thanks so much, Brenda. Truly."

Christopher M.

"Effortless, Family, Experienced"

"We would not have been able to purchase the property without Brenda...Hands down. From the beginning, before we even met…She was working hard and paving the way for us. She advised us to front load as much paperwork as possible...Lining everything up so she could secure the loan approval letter whenever we needed. Once we found a home, we needed to move quickly as it is a highly desirable property…Within 2 days of viewing the home, we were locked in and were under contract before any other potential buyers were even able to view the property. This is in no small part due to Brenda being able to demonstrate funding to the seller within minutes. The sellers ended up getting multiple backup offers on the property, all above asking price...Some offers sight-unseen. Had it not been for Brenda’s speed of motion and expertise, we would have given up precious bargaining time and lost the bid. Once under contract, she helped us to skillfully navigate the VA requirements…As the house has some unique characteristics (CPR regime/off-grid solar/water catchment/agriculture zoning, etc…). She worked with both our agent and the listing agent to make sure everyone was in concert, and that the end goal was to get us into a home…Even if that meant completing tasks not usually performed by the loan officer. We are first time homebuyers, and we will forever be grateful that Brenda was able to get us into a home that we will cherish for a long, long time. Thanks so much, Brenda. Truly."

"Simple, Easy, Fast"

Toby K.

"Simple, Easy, Fast"

Toby K.

Toby K.

"Simple, Easy, Fast"

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