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"Effortless, Family, Experienced"

Christopher M.

"Effortless, Family, Experienced"

Christopher M.

"We would not have been able to purchase the property without Brenda...Hands down. From the beginning, before we even met…She was working hard and paving the way for us. She advised us to front load as much paperwork as possible...Lining everything up so she could secure the loan approval letter whenever we needed. Once we found a home, we needed to move quickly as it is a highly desirable property…Within 2 days of viewing the home, we were locked in and were under contract before any other potential buyers were even able to view the property. This is in no small part due to Brenda being able to demonstrate funding to the seller within minutes. The sellers ended up getting multiple backup offers on the property, all above asking price...Some offers sight-unseen. Had it not been for Brenda’s speed of motion and expertise, we would have given up precious bargaining time and lost the bid. Once under contract, she helped us to skillfully navigate the VA requirements…As the house has some unique characteristics (CPR regime/off-grid solar/water catchment/agriculture zoning, etc…). She worked with both our agent and the listing agent to make sure everyone was in concert, and that the end goal was to get us into a home…Even if that meant completing tasks not usually performed by the loan officer. We are first time homebuyers, and we will forever be grateful that Brenda was able to get us into a home that we will cherish for a long, long time. Thanks so much, Brenda. Truly."

Christopher M.

"Effortless, Family, Experienced"

"We would not have been able to purchase the property without Brenda...Hands down. From the beginning, before we even met…She was working hard and paving the way for us. She advised us to front load as much paperwork as possible...Lining everything up so she could secure the loan approval letter whenever we needed. Once we found a home, we needed to move quickly as it is a highly desirable property…Within 2 days of viewing the home, we were locked in and were under contract before any other potential buyers were even able to view the property. This is in no small part due to Brenda being able to demonstrate funding to the seller within minutes. The sellers ended up getting multiple backup offers on the property, all above asking price...Some offers sight-unseen. Had it not been for Brenda’s speed of motion and expertise, we would have given up precious bargaining time and lost the bid. Once under contract, she helped us to skillfully navigate the VA requirements…As the house has some unique characteristics (CPR regime/off-grid solar/water catchment/agriculture zoning, etc…). She worked with both our agent and the listing agent to make sure everyone was in concert, and that the end goal was to get us into a home…Even if that meant completing tasks not usually performed by the loan officer. We are first time homebuyers, and we will forever be grateful that Brenda was able to get us into a home that we will cherish for a long, long time. Thanks so much, Brenda. Truly."

"Simple, Easy, Fast"

Toby K.

"Simple, Easy, Fast"

Toby K.

Toby K.

"Simple, Easy, Fast"

"Attentive, Responsive, Professional"

Kimberly A.

"Attentive, Responsive, Professional"

Kimberly A.

"Stephanie was outstanding. She was constantly updating on the progress of my loan and kept me informed. She the extra step in providing us local activities and locations to visit around the island. She even drove across the island to my hotel to give us a couple movie passes. Please pass our gratitude for a professional and compassionate experience."

Kimberly A.

"Attentive, Responsive, Professional"

"Stephanie was outstanding. She was constantly updating on the progress of my loan and kept me informed. She the extra step in providing us local activities and locations to visit around the island. She even drove across the island to my hotel to give us a couple movie passes. Please pass our gratitude for a professional and compassionate experience."

"Amazing, Easy, Seamless"

Joann M.

"Amazing, Easy, Seamless"

Joann M.

"Brenda Carr, our VA lending specialist is absolutely amazing! She made our home-buying experience in Honolulu, Hawaii so easy and seamless that we even closed earlier than expected. She answered all of our questions promptly and thoroughly and provided any resources that would help us. She always made herself available and guided us through the process. She went above and beyond. Hopefully Brenda will still be around to assist us again when another opportunity arises. She rocks!"

Joann M.

"Amazing, Easy, Seamless"

"Brenda Carr, our VA lending specialist is absolutely amazing! She made our home-buying experience in Honolulu, Hawaii so easy and seamless that we even closed earlier than expected. She answered all of our questions promptly and thoroughly and provided any resources that would help us. She always made herself available and guided us through the process. She went above and beyond. Hopefully Brenda will still be around to assist us again when another opportunity arises. She rocks!"

"Carefree, Fast, Simple"

Tim M.

"Carefree, Fast, Simple"

Tim M.

"My family had an amazing experience. We shopped around for different lenders and even when we found a lender with a slightly better rate we chose to go with Brenda. She provided us with an unparalleled level of education and compassion as we had no real understanding of what we were getting into. There was literally no point in the process where I felt I couldn't call her to get clarification. She processed our paperwork and had everything lined up in a matter of days. I cannot recommend her enough."

Tim M.

"Carefree, Fast, Simple"

"My family had an amazing experience. We shopped around for different lenders and even when we found a lender with a slightly better rate we chose to go with Brenda. She provided us with an unparalleled level of education and compassion as we had no real understanding of what we were getting into. There was literally no point in the process where I felt I couldn't call her to get clarification. She processed our paperwork and had everything lined up in a matter of days. I cannot recommend her enough."

"Diligent, Efficient, Convenient"

Hudson S.

"Diligent, Efficient, Convenient"

Hudson S.

"The team at Hawaii VA Loans were very professional and courteous. Brad was very knowledgeable about the VA process. He made it really easy and painless. All my questions were answered quickly and if they didn’t have the answer at the time I asked, they did the research and got back to me quickly. I was also surprised at how quickly I closed. If you ever need to do a VA purchase or refinance they are definitely the team you want to go and see."

Hudson S.

"Diligent, Efficient, Convenient"

"The team at Hawaii VA Loans were very professional and courteous. Brad was very knowledgeable about the VA process. He made it really easy and painless. All my questions were answered quickly and if they didn’t have the answer at the time I asked, they did the research and got back to me quickly. I was also surprised at how quickly I closed. If you ever need to do a VA purchase or refinance they are definitely the team you want to go and see."

"Professional, Outstanding, Wonderful"

Gordon T.

"Professional, Outstanding, Wonderful"

Gordon T.

"It was a joyful and pleasant experience working with Hawaii VA Loans. Brenda Carr handled everything very professionally, but on the other hand, I could talk and joke around with her like she was an old friend. Brenda walked/talked me through all the steps I needed to complete, in order to go through the process very smoothly. There was one part that I had the hardest time printing out the documents and Brenda had no problem with printing and faxing me that information. I am so grateful, so appreciative, and so lucky to have such an outstanding friend like Brenda. I can't thank her enough. Again, I would like to thank Brenda Carr and Hawaii VA Loans for a wonderful, pleasurable, and exciting experience. I couldn't have done it with out you. I Love You and Thank You so much."

Gordon T.

"Professional, Outstanding, Wonderful"

"It was a joyful and pleasant experience working with Hawaii VA Loans. Brenda Carr handled everything very professionally, but on the other hand, I could talk and joke around with her like she was an old friend. Brenda walked/talked me through all the steps I needed to complete, in order to go through the process very smoothly. There was one part that I had the hardest time printing out the documents and Brenda had no problem with printing and faxing me that information. I am so grateful, so appreciative, and so lucky to have such an outstanding friend like Brenda. I can't thank her enough. Again, I would like to thank Brenda Carr and Hawaii VA Loans for a wonderful, pleasurable, and exciting experience. I couldn't have done it with out you. I Love You and Thank You so much."

"Genuine, Accommodating, Exemplary"

Shellese C.

"Genuine, Accommodating, Exemplary"

Shellese C.

"We found Brad Vilgos online through Hawaii Life and we recommend him 100 percent. Brad takes professionalism to a higher level and we will forever be grateful for his honesty, promptness, and flexibility, as well as his willingness to go above and beyond what is expected. During the entire lending process, he explained each step so we knew exactly what to expect, highlighted the key points, and welcomed questions. As a military member himself, his insights and experiences were truly valued. As we began the lending process in the mainland, he was very flexible with our time zone differences and even set us up with a great realtor. We felt like a priority and never felt overwhelmed, which the lending process can easily be. Brad's thoroughness and efficiency enabled us to close early (at our newly purchased home!) which we appreciated more than you can imagine. He even gave recommendations on the area and tips and tricks whilst commuting. With Brad, you know you will get top rate service and still be impressed with his attention to detail, quality support, and professional experience."

Shellese C.

"Genuine, Accommodating, Exemplary"

"We found Brad Vilgos online through Hawaii Life and we recommend him 100 percent. Brad takes professionalism to a higher level and we will forever be grateful for his honesty, promptness, and flexibility, as well as his willingness to go above and beyond what is expected. During the entire lending process, he explained each step so we knew exactly what to expect, highlighted the key points, and welcomed questions. As a military member himself, his insights and experiences were truly valued. As we began the lending process in the mainland, he was very flexible with our time zone differences and even set us up with a great realtor. We felt like a priority and never felt overwhelmed, which the lending process can easily be. Brad's thoroughness and efficiency enabled us to close early (at our newly purchased home!) which we appreciated more than you can imagine. He even gave recommendations on the area and tips and tricks whilst commuting. With Brad, you know you will get top rate service and still be impressed with his attention to detail, quality support, and professional experience."

"Simple, Painless, Convenient"

William S.

"Simple, Painless, Convenient"

William S.

"Braddah Dane Costa made me and my wife well aware of the process that was at hand.  While taking the time to also break it down to where we could understand, Dane also kept us updated as we were on our way to become homeowners. Never had any miscommunication.  He was always a phone call away with anything I needed help with. Thank you Dane for everything! “I definitely wanna thank the whole Hawaii VA Loans Ohana for making our Dreams a Reality”"

William S.

"Simple, Painless, Convenient"

"Braddah Dane Costa made me and my wife well aware of the process that was at hand.  While taking the time to also break it down to where we could understand, Dane also kept us updated as we were on our way to become homeowners. Never had any miscommunication.  He was always a phone call away with anything I needed help with. Thank you Dane for everything! “I definitely wanna thank the whole Hawaii VA Loans Ohana for making our Dreams a Reality”"

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