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Sandra Martinez

VA Loan SpecialistNMLS: 1385202

C: 808-255-4427

Sandra has the background you want in your VA mortgage professional! A combined 15+ years in the financial/mortgage industry as a Loan Processor, Credit Analyst, Team Loan Officer, and now VA Loan Specialist, makes her a perfect fit for the Hawaii VA Loans team. In addition to her professional experience, Sandra has over 75 hours of volunteer service for the U.S. Marine Corps on Marine Corps Base Hawaii and is a member of the National Association of Hispanic Real Estate Professionals (NAHREP).

Her keen ability to analyze financial information and work with VA buyers to achieve their homeownership goals has been a hallmark of Sandra’s career. Some of her customer service  highlights involve working with potential home buyers through credit downfalls toward financial savings. In one case, Sandra helped a family over the course of eight months. During that time, they paid down their credit while simultaneously saving income. She recalls the buyer saying, “Never would I have thought that we would have our own home!” Yet, with Sandra as your mortgage mentor and guide, it is possible!

As a military spouse herself, Sandra is a strong supporter of military families. She is a mother of two boys and devoted to her Marine. During her spare time, she loves to hit the hiking trails, the beach, paddleboard, and cheer on her boys playing basketball or baseball.

An Interesting Fact About Sandra:

She has a passion and talent for crafting and organizing events!

Testimonials about Sandra's work

Juan S.

"Excellent, Friendly, Professional"

"Sandra is the friendliest and most professional loan specialist whom I have worked.  She is knowledgeable, professional, and friendly."

"Excellent, Friendly, Professional"

Juan S.

"Sandra is the friendliest and most professional loan specialist whom I have worked.  She is knowledgeable, professional, and friendly."

Reinier B.

"Thorough, Friendly, Helpful"

"Sandra showed excitement and an eagerness to assist my family in the VA home loan process from the first time we spoke. She was friendly, insightful and made herself available when questions arose or help was needed. Besides turning in the required forms for proof and verification, much of the process was a breeze for us as Sandra took care of our loan. We appreciate her hard work in locking us in as well as matching credits which truly was a blessing during closing. Mahalo Sandra and Hawaii VA Loans!"

"Thorough, Friendly, Helpful"

Reinier B.

"Sandra showed excitement and an eagerness to assist my family in the VA home loan process from the first time we spoke. She was friendly, insightful and made herself available when questions arose or help was needed. Besides turning in the required forms for proof and verification, much of the process was a breeze for us as Sandra took care of our loan. We appreciate her hard work in locking us in as well as matching credits which truly was a blessing during closing. Mahalo Sandra and Hawaii VA Loans!"

Santos S.

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"Huge thanks to my VA Loan Officer, Sandra, for putting up with our stuff for three months and for the thoughtful gifts!"

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Santos S.

"Huge thanks to my VA Loan Officer, Sandra, for putting up with our stuff for three months and for the thoughtful gifts!"

Michael A.

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"Special shout out to Sandra Martinez for getting our documents settled after going through many road bumps. Although patience was a big factor, we focused on the bigger picture that got us through together."

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Michael A.

"Special shout out to Sandra Martinez for getting our documents settled after going through many road bumps. Although patience was a big factor, we focused on the bigger picture that got us through together."

Zaneth A.

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"Without the guidance and support from our agent and loan officer, Sandra Martinez, we probably wouldn't get to this point. We are beyond grateful and excited to finally start our journey."

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Zaneth A.

"Without the guidance and support from our agent and loan officer, Sandra Martinez, we probably wouldn't get to this point. We are beyond grateful and excited to finally start our journey."

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