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Sandra Martinez

VA Loan SpecialistNMLS: 1385202

C: 808-255-4427

Sandra has the background you want in your VA mortgage professional! A combined 15+ years in the financial/mortgage industry as a Loan Processor, Credit Analyst, Team Loan Officer, and now VA Loan Specialist, makes her a perfect fit for the Hawaii VA Loans team. In addition to her professional experience, Sandra has over 75 hours of volunteer service for the U.S. Marine Corps on Marine Corps Base Hawaii and is a member of the National Association of Hispanic Real Estate Professionals (NAHREP).

Her keen ability to analyze financial information and work with VA buyers to achieve their homeownership goals has been a hallmark of Sandra’s career. Some of her customer service  highlights involve working with potential home buyers through credit downfalls toward financial savings. In one case, Sandra helped a family over the course of eight months. During that time, they paid down their credit while simultaneously saving income. She recalls the buyer saying, “Never would I have thought that we would have our own home!” Yet, with Sandra as your mortgage mentor and guide, it is possible!

As a military spouse herself, Sandra is a strong supporter of military families. She is a mother of two boys and devoted to her Marine. During her spare time, she loves to hit the hiking trails, the beach, paddleboard, and cheer on her boys playing basketball or baseball.

An Interesting Fact About Sandra:

She has a passion and talent for crafting and organizing events!

Testimonials about Sandra's work

Patrick B.

"Friendly, Intelligent, Hard-working"

"Sandra was always available for any questions that I had. As a first-time home buyer, I was a little nervous throughout the process and she was always available to answer any questions that I would have. I first reached out to other mortgage company but they didn't really seem to care whether they had my business. Sandra on the other hand showed that she really cared about her customers and outworked the competition. I recommend anyone moving to the island work with her. Thanks for all your help, Sandra!"

"Friendly, Intelligent, Hard-working"

Patrick B.

"Sandra was always available for any questions that I had. As a first-time home buyer, I was a little nervous throughout the process and she was always available to answer any questions that I would have. I first reached out to other mortgage company but they didn't really seem to care whether they had my business. Sandra on the other hand showed that she really cared about her customers and outworked the competition. I recommend anyone moving to the island work with her. Thanks for all your help, Sandra!"

Robert W.

"Simple, Convenient, Proficient"

"Sandra did a nice proficient job.  She was amazing!"

"Simple, Convenient, Proficient"

Robert W.

"Sandra did a nice proficient job.  She was amazing!"

Riana-Li T.

"Convenient, Reliable, Trustworthy"

"Sandra was very quick to be responsive and always had an answer for me whenever I needed it. She’s very kind and easy to work with."

"Convenient, Reliable, Trustworthy"

Riana-Li T.

"Sandra was very quick to be responsive and always had an answer for me whenever I needed it. She’s very kind and easy to work with."

Jonathan B.

"Expert, Accomplished, Available"

"Sandra Martinez, we found her to be a hardworking person with excellent communication and technical skills. Her uplifting attitude during trying times made the home buying experience easier during a sought-after completive home buying market. In addition ,we acknowledge ,very quickly, her dedication which ranks the highest on any scales. Sandra availability was outstanding. Our emails, texts, and phone calls were answered regardless of time. Very impressive and we are truly grateful. All and all, we had great pleasure working with her and HIGHLY recommend Sandra!"

"Expert, Accomplished, Available"

Jonathan B.

"Sandra Martinez, we found her to be a hardworking person with excellent communication and technical skills. Her uplifting attitude during trying times made the home buying experience easier during a sought-after completive home buying market. In addition ,we acknowledge ,very quickly, her dedication which ranks the highest on any scales. Sandra availability was outstanding. Our emails, texts, and phone calls were answered regardless of time. Very impressive and we are truly grateful. All and all, we had great pleasure working with her and HIGHLY recommend Sandra!"

Kelly H.

"Convenient, Personal, Informative"

"Sandra took her job seriously with a personal touch and professionalism that served well during time of interest rate changes and the many moving parts of a sale/loan. Super impressed and will let everyone know it too."

"Convenient, Personal, Informative"

Kelly H.

"Sandra took her job seriously with a personal touch and professionalism that served well during time of interest rate changes and the many moving parts of a sale/loan. Super impressed and will let everyone know it too."

Cheyenne D.

"Friendly, Accurate, Convenient"

"Buying a house in Oahu was challenging but it was Sandra’s knowledge and positive relationships with the agents that made the process exceptionally smooth. I would definitely recommend Sandra to friends and family seeking a home loan."

"Friendly, Accurate, Convenient"

Cheyenne D.

"Buying a house in Oahu was challenging but it was Sandra’s knowledge and positive relationships with the agents that made the process exceptionally smooth. I would definitely recommend Sandra to friends and family seeking a home loan."

Lazaro C.

"Convenient, Responsive, Pleasant"

"Fantastic at every step of the way, ready to answer any and every question."

"Convenient, Responsive, Pleasant"

Lazaro C.

"Fantastic at every step of the way, ready to answer any and every question."

Cindy G.

"Convenient, Simple, Awesome"

"Working with Sandra at Hawaii VA Loans was so awesome. She was patient with us when we had doubts about going thru with the loan. She was patient and very reassuring and walked us thru all the questions we had. This is the biggest decision we had to make and it was the best experience we've had. Thank you!"

"Convenient, Simple, Awesome"

Cindy G.

"Working with Sandra at Hawaii VA Loans was so awesome. She was patient with us when we had doubts about going thru with the loan. She was patient and very reassuring and walked us thru all the questions we had. This is the biggest decision we had to make and it was the best experience we've had. Thank you!"

Victor B.

"Informative, Easy, Amazing"

"Sandra immediately greeted me with assurance she would be there with me the whole home buying process! She was amazing to work with!"

"Informative, Easy, Amazing"

Victor B.

"Sandra immediately greeted me with assurance she would be there with me the whole home buying process! She was amazing to work with!"

Luis P.

"Outstanding, Flexible, Simple"

"Great experience working with Danelle and Sandra they are the best! Really happy and thankful to have them in our corner to simplify this whole process for us. We truly would not have been able to do this on our own. I really felt they always had our best interests in mind and that they truly looked out for us."

"Outstanding, Flexible, Simple"

Luis P.

"Great experience working with Danelle and Sandra they are the best! Really happy and thankful to have them in our corner to simplify this whole process for us. We truly would not have been able to do this on our own. I really felt they always had our best interests in mind and that they truly looked out for us."

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