oa Sandra Martinez |Hawaii VA Loans | VA Home Buying Made Easy

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Sandra Martinez

VA Loan SpecialistNMLS: 1385202

C: 808-255-4427

Sandra has the background you want in a VA mortgage professional! A combined 15+ years in the financial/mortgage industry as a Loan Processor, Credit Analyst, Team Loan Officer, and now VA Loan Specialist, makes her a perfect fit for the Hawaii VA Loans team. In addition to her professional experience, Sandra has over 75 hours of volunteer service for the U.S. Marine Corps on Marine Corps Base Hawaii and is a member of the National Association of Hispanic Real Estate Professionals (NAHREP).

Her keen ability to analyze financial information and work with VA buyers to achieve their homeownership goals has been a hallmark of Sandra’s career. Some of her customer service  highlights involve working with potential home buyers through credit downfalls toward financial savings. In one case, Sandra helped a family over the course of eight months. During that time, they paid down their credit while simultaneously saving income. She recalls the buyer saying, “Never would I have thought that we would have our own home!” Yet, with Sandra as your mortgage mentor and guide, it is possible!

As a military spouse herself, Sandra is a strong supporter of military families. She is a mother of two boys and devoted to her Marine. During her spare time, she loves to hit the hiking trails, the beach, paddleboard, and cheer on her boys playing basketball or baseball.

An Interesting Fact About Sandra:

She has a passion and talent for crafting and organizing events!

Testimonials about Sandra's work

Amanda F.

"Phenomenal, Magical, Extremely efficient"

"Sandra was unbelievably professional and extremely efficient, the process was almost magical. I Would not have gotten you the deal I got without Sandra and my realtor. Truly a very unique and pleasant experience."

"Phenomenal, Magical, Extremely efficient"

Amanda F.

"Sandra was unbelievably professional and extremely efficient, the process was almost magical. I Would not have gotten you the deal I got without Sandra and my realtor. Truly a very unique and pleasant experience."

Charmaine P.

"Outstanding, Resourceful, Friendly"

"Hawaii VA Loans definitely went beyond what we expected. Sandra Martinez made everything so easy and peaceful. We never had to worry about anything while on process.  She did the magic and made our dream came true. The best customer service we had in the island. We highly recommend it, not just family and friends but to everyone!"

"Outstanding, Resourceful, Friendly"

Charmaine P.

"Hawaii VA Loans definitely went beyond what we expected. Sandra Martinez made everything so easy and peaceful. We never had to worry about anything while on process.  She did the magic and made our dream came true. The best customer service we had in the island. We highly recommend it, not just family and friends but to everyone!"

Jill W.

"Supportive, Professional, Efficient"

"My experience with Hawaii VA Loans was that of working with a professional team dedicated to helping its clients. I felt respected and supported throughout the process as Sandra responded promptly and completely to my questions and any concerns that I brought to her attention."

"Supportive, Professional, Efficient"

Jill W.

"My experience with Hawaii VA Loans was that of working with a professional team dedicated to helping its clients. I felt respected and supported throughout the process as Sandra responded promptly and completely to my questions and any concerns that I brought to her attention."

Jarrett S.

"Knowledgeable, Easy, Exceptional"

"As a first time homebuyer, Kit made the process very easy for us. He took away any fears that we had, as buying a home especially for the first time can be very stressful. Couldn’t have asked for a better Loan Specialist. It felt as if we knew Kit for years. Aside from being very knowledgeable and good at what he does, Kit is an even better human being as he always has your best interest at heart. - The Santos Ohana"

"Knowledgeable, Easy, Exceptional"

Jarrett S.

"As a first time homebuyer, Kit made the process very easy for us. He took away any fears that we had, as buying a home especially for the first time can be very stressful. Couldn’t have asked for a better Loan Specialist. It felt as if we knew Kit for years. Aside from being very knowledgeable and good at what he does, Kit is an even better human being as he always has your best interest at heart. - The Santos Ohana"

Krystaleia H.

"Seamless, Wonderful, Helpful"

"Sandra seemed to always be available with any questions. She was very patient and caring. She was very helpful during the entire process."

"Seamless, Wonderful, Helpful"

Krystaleia H.

"Sandra seemed to always be available with any questions. She was very patient and caring. She was very helpful during the entire process."

Kainoa H.

"Excellent, Superb"

"The best, if Sandra does not get employee of the year or head position I will have depression"

"Excellent, Superb"

Kainoa H.

"The best, if Sandra does not get employee of the year or head position I will have depression"

Donna D.

"Comfortable, Fantastic, Educational"

"Kit was an excellent fit for my situation. I came into the process unsure and scared. Kit educated me and walked me through with lots of understandable explanations that had me feeling comfortable and confident in my process."

"Comfortable, Fantastic, Educational"

Donna D.

"Kit was an excellent fit for my situation. I came into the process unsure and scared. Kit educated me and walked me through with lots of understandable explanations that had me feeling comfortable and confident in my process."

Audrey S.

"Friendly, Accommodating, Patient"

"Sandra was great! We were in a completely different time zone and she made everything as straight forward as possible."

"Friendly, Accommodating, Patient"

Audrey S.

"Sandra was great! We were in a completely different time zone and she made everything as straight forward as possible."

Justin S.

"Simple, Convenient, Friendly"

"Simple, Convenient, Friendly"

Justin S.

Daniel T.

"Enthusiastic, Knowledgeable, Extremely Available"

"Kit was an exceptional loan officer to work with. His knowledge and willingness to educate a first time home buyer on everything that it takes to buy a home is something that makes him one of the best loan officers on the island. If you were the head of a mortgage loan company, and could only hire one singular loan officer, Kit Dounglomchan should be that person!!"

"Enthusiastic, Knowledgeable, Extremely Available"

Daniel T.

"Kit was an exceptional loan officer to work with. His knowledge and willingness to educate a first time home buyer on everything that it takes to buy a home is something that makes him one of the best loan officers on the island. If you were the head of a mortgage loan company, and could only hire one singular loan officer, Kit Dounglomchan should be that person!!"

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