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Sandra Martinez

VA Loan SpecialistNMLS: 1385202

C: 808-255-4427

Sandra has the background you want in your VA mortgage professional! A combined 15+ years in the financial/mortgage industry as a Loan Processor, Credit Analyst, Team Loan Officer, and now VA Loan Specialist, makes her a perfect fit for the Hawaii VA Loans team. In addition to her professional experience, Sandra has over 75 hours of volunteer service for the U.S. Marine Corps on Marine Corps Base Hawaii and is a member of the National Association of Hispanic Real Estate Professionals (NAHREP).

Her keen ability to analyze financial information and work with VA buyers to achieve their homeownership goals has been a hallmark of Sandra’s career. Some of her customer service  highlights involve working with potential home buyers through credit downfalls toward financial savings. In one case, Sandra helped a family over the course of eight months. During that time, they paid down their credit while simultaneously saving income. She recalls the buyer saying, “Never would I have thought that we would have our own home!” Yet, with Sandra as your mortgage mentor and guide, it is possible!

As a military spouse herself, Sandra is a strong supporter of military families. She is a mother of two boys and devoted to her Marine. During her spare time, she loves to hit the hiking trails, the beach, paddleboard, and cheer on her boys playing basketball or baseball.

An Interesting Fact About Sandra:

She has a passion and talent for crafting and organizing events!

Testimonials about Sandra's work

Cindy G.

"Convenient, Simple, Awesome"

"Working with Sandra at Hawaii VA Loans was so awesome. She was patient with us when we had doubts about going thru with the loan. She was patient and very reassuring and walked us thru all the questions we had. This is the biggest decision we had to make and it was the best experience we've had. Thank you!"

"Convenient, Simple, Awesome"

Cindy G.

"Working with Sandra at Hawaii VA Loans was so awesome. She was patient with us when we had doubts about going thru with the loan. She was patient and very reassuring and walked us thru all the questions we had. This is the biggest decision we had to make and it was the best experience we've had. Thank you!"

Victor B.

"Informative, Easy, Amazing"

"Sandra immediately greeted me with assurance she would be there with me the whole home buying process! She was amazing to work with!"

"Informative, Easy, Amazing"

Victor B.

"Sandra immediately greeted me with assurance she would be there with me the whole home buying process! She was amazing to work with!"

Luis P.

"Outstanding, Flexible, Simple"

"Great experience working with Danelle and Sandra they are the best! Really happy and thankful to have them in our corner to simplify this whole process for us. We truly would not have been able to do this on our own. I really felt they always had our best interests in mind and that they truly looked out for us."

"Outstanding, Flexible, Simple"

Luis P.

"Great experience working with Danelle and Sandra they are the best! Really happy and thankful to have them in our corner to simplify this whole process for us. We truly would not have been able to do this on our own. I really felt they always had our best interests in mind and that they truly looked out for us."

Juan S.

"Excellent, Friendly, Professional"

"Sandra is the friendliest and most professional loan specialist whom I have worked.  She is knowledgeable, professional, and friendly."

"Excellent, Friendly, Professional"

Juan S.

"Sandra is the friendliest and most professional loan specialist whom I have worked.  She is knowledgeable, professional, and friendly."

Reinier B.

"Thorough, Friendly, Helpful"

"Sandra showed excitement and an eagerness to assist my family in the VA home loan process from the first time we spoke. She was friendly, insightful and made herself available when questions arose or help was needed. Besides turning in the required forms for proof and verification, much of the process was a breeze for us as Sandra took care of our loan. We appreciate her hard work in locking us in as well as matching credits which truly was a blessing during closing. Mahalo Sandra and Hawaii VA Loans!"

"Thorough, Friendly, Helpful"

Reinier B.

"Sandra showed excitement and an eagerness to assist my family in the VA home loan process from the first time we spoke. She was friendly, insightful and made herself available when questions arose or help was needed. Besides turning in the required forms for proof and verification, much of the process was a breeze for us as Sandra took care of our loan. We appreciate her hard work in locking us in as well as matching credits which truly was a blessing during closing. Mahalo Sandra and Hawaii VA Loans!"

Santos S.

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"Huge thanks to my VA Loan Officer, Sandra, for putting up with our stuff for three months and for the thoughtful gifts!"

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Santos S.

"Huge thanks to my VA Loan Officer, Sandra, for putting up with our stuff for three months and for the thoughtful gifts!"

Michael A.

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"Special shout out to Sandra Martinez for getting our documents settled after going through many road bumps. Although patience was a big factor, we focused on the bigger picture that got us through together."

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Michael A.

"Special shout out to Sandra Martinez for getting our documents settled after going through many road bumps. Although patience was a big factor, we focused on the bigger picture that got us through together."

Zaneth A.

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"Without the guidance and support from our agent and loan officer, Sandra Martinez, we probably wouldn't get to this point. We are beyond grateful and excited to finally start our journey."

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Zaneth A.

"Without the guidance and support from our agent and loan officer, Sandra Martinez, we probably wouldn't get to this point. We are beyond grateful and excited to finally start our journey."

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