Aloha, service members! Here at your local VA mortgage lender, one of our goals is to be your go-to, trustworthy resource for information on home buying and the VA loan process. In order for us to achieve that, we think it is important to break it down for you. Not in dance moves, but in data, Hawaii BAH style. We’ll leave the break dancing to you – for after you sign those closing papers.

What Can Your BAH Buy?

We’ve shared quite a few townhomes in our BAH Breakdown posts lately, because the truth is: they’re just too good to pass up!

Townhomes/condos are a great, affordable option for service members stationed on Oahu. They offer many of the amenities and move-in readiness that can be important for military families who desire a smooth transition into a new home after a long haul from their previous duty station. Typically, active duty service members have to check-in to their new assignments shortly after arrival on island. Therefore, buying a home that their family can begin to enjoy immediately is a must! Townhomes and condos can also be a smart choice as an investment property – easy to rent out when duty calls them to another location.

This Mililani Mauka townhome in Nohona II is a perfect representation of this: an extremely well-cared for property that’s ready to welcome you home.

Its listing description perfectly captures the essence and advantages of buying this particular townhome:

“Grab this rarely available, tucked away, corner unit townhome and enjoy hosting guests, relaxing, or playing with pets and children in your generously sized yard. Extremely clean and well cared for, this Nohona townhome is nestled perfectly away from the freeway. It’s one of the only units with a large yard that doesn’t open to the parking lot or street. Nohona townhomes are highly sought after for their single family home feel without the single family home price.”

About the Area: Mililani

The town of Mililani is located in the central valley of Oahu between the island’s two volcanic mountain ranges. This location is particularly convenient for service members assigned to Schofield Barracks and Wheeler Army Airfield; your commute will be approximately 15 minutes to either base (less without traffic).

The community of Mililani has two distinct census areas:

  • Mililani Town, located to the west of Interstate H-2, is the older section of Mililani with approximately 28,000 residents.
  • Mililani Mauka, the newer portion, is located to the east of H-2, and is made up of approximately 21,000 residents according to the 2010 Census.

Recently, Honolulu Magazine highlighted Mililani as “Neighborhood of the Week” in February 2017. There, you’ll have easy access to the city life of Honolulu to the south (16 miles via H-1) or the country life of Oahu’s fabled North Shore (13 miles via HI-803), where some of the world’s best surfers reside and compete each winter. It’s also a great community for families with its libraries, parks, and public golf course. The Town Center of Mililani has plenty of restaurant choices, a movie theater, entertainment and events, as well as a variety of shopping options.

Let’s learn and see more of this VA-approved Nohona II townhome.

Inside Scoop

  • 3 bed
  • 5 bath
  • 1,105 sq ft.

More Details

  • Private Yard
  • Corner Unit
  • BBQ area
  • Garage w/Auto Garage Door Opener

The BAH Breakdown

  • Where: 95-969 Ukuwai St #3406, Mililani 96789
  • Oahu military bases nearby: Schofield Barracks – 6 miles; Wheeler Army Airfield – 7 miles; Pearl Harbor – 16 miles; Tripler Army Medical Center – 15 miles
  • Points of Interest: Airport – North Shore – 13 miles; Airport – 15 miles (20 minute drive); Downtown Honolulu – 19 miles
  • Property type: Townhouse
  • Asking price: $589,000
  • VA Approved? Yes


  • Interest Rate: 3.75%
  • APR: 3.958%

Total Estimated Monthly Payment = $3,499.40

What BAH Rates Cover This Monthly Payment?

Service Members with Dependents

 The 2017 Hawaii BAH Rates support the ability for ranks W-5 and O-4 and above with dependents to afford this property if purchased at its asking price. For ranks E-9, W-4, O-2E, O-3E, and O-3, monthly BAH falls slightly below the estimated monthly payment of this property and can still be affordable with supplemental income from a spouse.

Would you like to find out what purchase price you qualify for? Contact VA Loan Specialist, Brad Vilgos at 808-927-3788.

For more questions about this townhome or other available listings on Oahu, contact agent Maila Gibson-Bandmann of Primary Properties at 808-295-4494.

Follow us for more BAH Breakdowns as we post them!