Congratulations on your PCS to Hawaii! Schofield Barracks is located in the Central Region of Oahu. There, you’ll find yourself in a prime location for enjoying adventures all around the island.

From the waves of the North Shore to the lagoons southwest at Ko Olina and all points in between, your time in Hawaii will create memories that will stay with you forever. In fact, many military families who PCS to Hawaii utilize their VA home loan benefits. Buying a condo or home in Hawaii is a great investment in one of the most desirable locations in the world.

Hawaii VA Loans is the longest-running VA loan specialized lender in Hawaii. Since 2007, we’ve helped hundreds of Servicemembers and Veterans purchase their island home. So let’s take a look at the neighborhoods and local housing market surrounding Schofield Barracks.

Schofield Barracks Neighborhoods: Wahiawa, Mililani, North Shore

Wahiawa

In Hawaiian, “wahiawa” means “place of noise.” Legend has it that the name was given in reference to the sound of the distant surf from the North Shore that could be heard prior to modern development. Wahiawa is surrounded by Lake Wilson on three sides and can be accessed by two bridges on Kamehameha Highway on the north and south ends of the reservoir. The second largest reservoir in Hawaii, Lake Wilson irrigates local agricultural fields such as the popular Dole Plantation, and empties all the way up at the North Shore.

Home to approximately 18,000 people, Wahiawa is 17 miles from Honolulu International Airport via H-2 and H-1 (a 24 minute drive). For some of the most epic sightseeing and recreational adventures on the North Shore, it is a quick 10 mile jaunt to historic Haleiwa – a lively surfing town that you will certainly find yourself visiting again and again.

Wahiawa Weather

The warm season lasts in Wahiawā for 3.2 months, from July 6 to October 13, with an average daily high temperature above 82°F. The hottest month of the year is August, with an average high of 83°F and low of 69°F.

The cool season lasts for 4.1 months, from December 7 to April 12, with an average daily high temperature below 77°F. The coldest month of the year in Wahiawā is January, with an average low of 62°F and high of 76°F.

Rain falls throughout the year in Wahiawā. The month with the most rain in Wahiawā is January, with an average rainfall of 2.6 inches.

Mililani

In the central valley between the island’s two volcanic mountain ranges lies the town of Mililani. Approximately seven miles southeast of Schofield Barracks, the community of Mililani has two distinct census areas:

  • MILILANI TOWN, LOCATED TO THE WEST OF INTERSTATE H-2, IS THE OLDER SECTION OF MILILANI WITH APPROXIMATELY 28,000 RESIDENTS.
  • MILILANI MAUKA, THE NEWER PORTION, IS LOCATED TO THE EAST OF H-2, AND ISMADE UP OF APPROXIMATELY 21,000 RESIDENTS ACCORDING TO THE 2010 CENSUS.

Mililani’s ideal geographical situation offers its residents a central location for access to the city life of Honolulu to the south (16 miles via H-1) or the country life of Oahu’s fabled North Shore (13 miles via HI-803), where some of the world’s best surfers reside and compete each winter. If Mililani becomes the town you call home after you PCS to Hawaii, then a quiet suburban Hawaii life will be all yours.

Furthermore, Mililani is a great community for families with its libraries, parks, schools, and public golf courses. The Town Center of Mililani booms with plenty of shops, restaurants, a movie theater, entertainment and events. Centrally situated with everyday conveniences at your fingertips, it’s no wonder Money magazine once named Mililani one of the Best Places to Live in the U.S.

Mililani Weather

The warm season in Mililani lasts for 3.4 months, from July 2 to October 13, with an average daily high temperature above 83°F. The hottest month of the year is August, with an average high of 84°F and low of 71°F.

The cool season lasts for 4.0 months, from December 9 to April 8, with an average daily high temperature below 78°F. The coldest month of the year in Mililani is January, with an average low of 64°F and high of 77°F.

Rain falls throughout the year in Mililani Town. The month with the most rain in Mililani Town is January, with an average rainfall of 2.6 inches.

North Shore: Waialua & Haleiwa

Waialua and Haleiwa are two North Shore communities that are close in proximity, but offer two different environments when it comes to daily living. Both old plantation towns, Waialua and Haleiwa’s populations were under 4,000 at the time of the 2010 census. However, Waialua lies just outside Haleiwa and has a much quieter characteristic than the tourist attracting surf town. Talking to locals here, they know the high times for traffic due to year round visitors and do their best to plan their days avoiding it. During the winter months from November to December, the North Shore’s famous beaches are home to the Triple Crown of Surfing where you can watch the world’s top names in surfing compete.

To put it simply, the vibe of the North Shore is second to none. From driving Rte. 803 to Waialua with the Pacific Ocean painted out your windshield or crossing Rainbow Bridge into Haleiwa town with its many boutiques, galleries, and eateries, you’ll see why living on the North Shore can be a dream come true.The distance from the North Shore to Schofield Barracks is approximately 10 miles. Places of interest for visitors and residents include Waimea Bay, Pipeline Beach, Sunset Beach, and Haleiwa Beach Park.

North Shore Weather

The hot season in Hale‘iwa lasts for 3.2 months, from July 7 to October 14, with an average daily high temperature above 85°F. The hottest month of the year is August, with an average high of 86°F and low of 73°F.

The cool season lasts for 4.2 months, from December 7 to April 13, with an average daily high temperature below 80°F. The coldest month of the year in Hale‘iwa is January, with an average low of 65°F and high of 79°F.

Rain falls throughout the year in Hale‘iwa. The month with the most rain in Hale‘iwa is January, with an average rainfall of 2.5 inches.

Oahu Local Housing Market: Wahiawa, Mililani, North Shore

The following local market data for condos and single family homes near Schofield Barracks is updated from the Oahu Local Market Update Year-to-Date September 2022 by Honolulu Board of Realtors. Monthly rental prices are provided by zumper.com. After you take a look at the local market data, compare monthly rental prices to what your monthly Basic Allowance for Housing (BAH) can purchase with a VA home loan. Why pay someone else’s mortgage by renting when you can use your BAH to invest in yours?

NeighborhoodMedian Condo PriceMedian Single Family Home PriceAverage Monthly Rental Price (3-bedroom)
Wahiawa$271,795$900,000$2,625
Mililani$527,500$1,096,746$2,923
North Shore$826,200$1,720,000$3,000

What do these prices mean for your housing budget if you PCS to Schofield Barracks, Hawaii? Let’s take a look at Honolulu County’s BAH rates to find out what estimated condo or single family home purchase price you could make solely using your BAH as the monthly mortgage payment.

Want to purchase? We can help with a VA loan! PRE-APPROVED VA buyers with full entitlement are able to purchase a home with no down payment. VA buyers with remaining entitlement (those who have one or more existing VA mortgages) will use Hawaii’s conforming loan limit set by the FHFA to calculate down payment. Contact us to get started by calling 808-792-4251 or fill out our secure online loan application.