The 2021 Basic Allowance for Housing (BAH) rates take effect on January 1, 2021. For active duty military members moving to Hawaii in 2021, these are their monthly rates for housing. However, for service members already stationed in Hawaii, their BAH rate will be the higher of their current rate or the new 2021 BAH rate.

2021 BAH Rates for Honolulu County, Hawaii

Source: Defense Travel Management Office

GradeWith DependentsNo Dependents
E01$2,823$2,118
E02$2,823$2,118
E03$2,823$2,118
E04$2,823$2,118
E05$2,991$2,412
E06$3,012$2,667
E07$3,189$2,829
E08$3,390$3,000
E09$3,588$3,006
W01$3,024$2,769
W02$3,273$2,997
W03$3,519$3,009
W04$3,618$3,048
W05$3,738$3,234
O01E$3,231$2,991
O02E$3,480$3,003
O03E$3,633$3,015
O01$3,000$2,652
O02$3,009$2,937
O03$3,507$3,012
O04$3,777$3,201
O05$3,966$3,315
O06$4,002$3,498
O07$4,032$3,561

The 2021 BAH rates are based on the current local median market rent and average household utilities (including electricity, heat, and water/sewer) in each military housing area (MHA); and incorporate a five percent out-of-pocket amount.

2021 BAH to Purchase Price Conversion Matrices for Honolulu County

The BAH matrices below detail the estimated Condo Purchase Price and Single Family Dwelling (SFD) Purchase Price service members can afford using their monthly BAH rate solely as their mortgage payment at 3.00% interest rate.

Keep in mind, interest rates vary depending on several factors. and your personal VA Loan Specialist determines the current interest rate at the time of your purchase.

In addition, the estimated purchase prices in the BAH matrices do not reflect extra income (from employed spouses for example) in the monthly mortgage payment. Therefore, one’s pre-approval amount will vary depending on their debt-to-income ratio and additional income.

Get pre-approved to find out exactly what purchase price you can afford. Most importantly, there is no down payment requirement for VA buyers with full entitlement.

2021 BAH to Purchase Price Conversion Matrix With Dependents for Honolulu County

2021 BAH to Purchase Price Conversion Matrix With No Dependents for Honolulu County

*Download High Quality versions of the 2021 BAH Matrices for free HERE.

Next, contact Hawaii VA Loans at 808-792-4251 to talk with a VA Loan Specialist or fill out this secure online loan application. Once submitted, we’ll reach out to you!