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The 4 C’s of Qualifying for a Home Loan

Jim Owens discusses the 4 “C"s of home buying (Credit, Capacity, Collateral, and Cash to Close). You want to have all of the 4 “C”s because they show the lender that you can pay your bills on time, afford your mortgage payments, and still have liquid assets left over after a purchase. If you can exhibit the 4 “C”s you will more then likely qualify for a loan.

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VA Homebuyers Guide

Download our 20-page guide to everything you need to know about the VA Home Loan program.

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Check VA Eligibility on Condos

Not all condos in Hawaii are eligible for VA financing. Our easy to use Condo Check Tool can help you confirm if a particular condo is VA eligible.

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By filling out a quick online form, we can help pull your Certificate of Eligibility to confirm you are eligible to use a VA Loan to purchase a home.

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