My experience with Hawaii VA Loans was fantastic. As a first-time home buyer I had little knowledge of the process, but from the very first telephone call, Jim Owens put me at ease and presented the VA Loan process in an understandable way. The paperwork, correspondence, meetings and other transactions were all scheduled and handled with my schedule in mind and with the utmost professionalism. Well done – My wife Sara and I have truly enoyed our experience with VA Home Loans and highly recommend them.