What our customers have to say about us
(Using Three Words)
Adam J.
"Simple, Thankful, Dramatic"
VA loans was an incredible help for me buying my home! They kept me up to date on the current status of my application and were quick to communicate exactly what items were needed in order for my loan to go forward in the application process. They're was no confusion and their honesty kept my emotions in check. Thanks VA loans!!!"

Edward F.
"Awesome, Effecient, Satisfying"
Working with Hawaii VA Loans made the home buying process easy to deal with. My VA Loan Specialist was a true professional and made my wife and I comfortable throughout the home purchasing process. I would recommend Hawaii VA Loans and Jim Owens to my friends and quite frankly anyone interested in buying a home. A truly exceptional home buying experience. Thank you Hawaii VA Loans."
Reynel S.
"Excellent, Convenient, On-point"
Jim thanks for helping us on getting our first home!!!"
Darrylyn C.
"Thorough, Convenient, Friendly"
I was happy that there was no "surprises" which I have in the past encountered. Your Specialist was truthful and amazingly helpful."
Vhal B.
"Awesome, Stress-free, Consistent"
As a first time homeowner, I was skeptical in buying a home especially in Hawaii. I was clueless and it was difficult because of the time difference and distance. However, when I met Brenda Carr, she assured me that she will do her best to help me understand about buying a house. I would like to extend my gratitude to her. She went above and beyond to help out find a home for a Sergeant. Excellent service!!!"

Merlyn G.
"Convenient, Helpful, Accommodating"
As first time home buyers, my husband and I are so thankful to have found Hawaii VA Loans. Brenda Carr has helped us understood the step-by-step process of buying a house. She was pleasant to work with throughout the process. Also she was very helpful and well educated on what she do which was useful for us first timers. I would definitely recommend their company to friends and family."
Patricia B.
"Painless, Easy, Simple"
Gabe, was great to work with. He kept me informed every step of the way, even though it wasn't easy with my hectic work schedule. He was a pleasure to work with, very professional and knowledgeable."

Samantha L.
"Professional, Friendly, Prompt"
We have worked with other companies in the past to refinance with a VA loan but this has been the best experience by far. We were very impressed by the professionalism shown by our Loan Specialist, Tamotsu Iwaishi. He was consistent and timely in his communication with us every step of the way and we feel that he went above and beyond what was necessary in order to get us the best loan possible - even advocating on our behalf when there were bumps in the road. His friendly demeanor and commitment to getting us the best loan for our needs, really made this a very smooth and painless process. I would highly recommend him and this company to any of our friends looking to refinance their property. Mahalo for your help!"

Paul & Kristy G.
"Nice, Patient, Commendable"
The VA loan officer Tee was very patient and helpful. He was always there if we had any questions and concerns about the process. I know at times I was losing my patients about the entire process but he was always there to make me feel that every thing will work out and I just need to be patient. This is my first home loan so over all it was a great experience."
Tim and Diane T.
"Understanding, Determination, Passion"
You known , as for me and my wife words can not really express our appreciation on what Tee Iwaishi has done for us. Tee has made his mark on KAUAI -that's for sure!
Everyone is so impressed with Tee's abilities and his determination. They even call him by his frist name Tee, the guy from Honolulu....wow outstanding....Tee did it!
As for my wife, Diane and I, we want to say Thank You so much Tee. From all of use here on KAUAI...we say ''You the Man ''."

Carlos R.
"Easy, Beneficial, Dependable"
Our first home buying experience was without worry, all because of Brenda. Every assisted decisions we made was kept with our best interest in mind. Brenda treated treated our family as the investment. The short term goal of purchasing a home was accomplished thanks to Brenda Carr."

Ron & Carol A.
"Knowledgable, Thorough, Compassionate"
Being Baby Boomers, we weren't sure if our time to own a condo had passed us by. We were prepared to keep renting forever but Brenda Carr of Hawaii VA Loans was a big part of the team that helped our dream come true. From the very start, she walked us through the VA loan process and took the time to carefully explain every document we signed and why it was needed. This process was never grueling. It was pure joy, to know that we were going to own our own place at last.
There was never any doubt, she always had our back and we never had any worries because we knew she was there for us.
Brenda is very dedicated to those who served, and wants them to realize their dream of home ownership.
Thank you so very much Brenda! We can never fully express how deeply grateful we are for all the hard work you've done. You are one in a million :D."

Theodore V.
"Thorough, Considerate, Dedicated"
Brenda Carr she was "on the job" from the get go. She covered every question that I could think of and more. Due to having quite a busy schedule with work and then departing for the mainland on vacation for three weeks, Brenda kept in constant communication with the status of the loan and paperwork needed. She was very dedicated and had the utmost confidence that the procedure for a 1st time home buyer, like myself, was going to go as smooth and painless as possible! Thanks, Brenda!"

Frank & Heide D.
"Convenient, Informative, Knowledgeable"
Gabe Amey was great making us comfortable and explained the home buying process to us in language terms we were able to understand. He kept in touch with us until the last day."

Troy & Tess S.
"Easy, Convenient, Worry-Free"
Brenda Carr was extremely exceptional to work with... She made the process seem effortless for me, which made my life and the process to purchase my home virtually stress free. Big kudos to her and the entire Hawaii VA Loans team!!!"

Narcisa & Dominick J.
"Professional, Trustworthy, Outstanding"
There are not enough words to express our incredible experience with Hawaii VA Loans. As a first time homebuyer and spouse of military deployed member I was hesitant about how the process was going to be. However, the information available on their site was very educational and on point.
Working with Gabe Amey as our Loan officer, there was never a moment that we felt any less than 100% he was putting his efforts into assisting us. His team which included "Tee" Iwaishi was pleasant and contributed to the wonderful customer service. If there were any questions that needed to be answered both were easily accessible and knowledgeable. We were always informed with updates throughout the process in great detail. We are so thrilled that we were able to work with Hawaii VA Loans and are informing all of our friends about how painless they made the process and the EXCELLENT Communication they had.
We will never forget the service, gratitude, and de dication you all have given to us in adding another piece of our dream come true. Thank you, from the Johnson's Family"

Kaseem & Dawn G.
"Delightful, Easy, Fast"
We were very fortunate to have Brenda Carr as our loan specialist. She was thorough, and very personable. My husbands deployment schedule proved to be no obstacle because she worked very fast and made the entire process as smooth as possible. Thanks Brenda!"
Brandon L.
"Great, Simple, Convenient"
"They helped me at every turn and kept me completely informed. I would recommend their services to all my family and friends.""

Don & Sara
"Straightforward, Educational, Pleasant"
My experience with Hawaii VA Loans was fantastic. As a first-time home buyer I had little knowledge of the process, but from the very first telephone call, Jim Owens put me at ease and presented the VA Loan process in an understandable way. The paperwork, correspondence, meetings and other transactions were all scheduled and handled with my schedule in mind and with the utmost professionalism. Well done - My wife Sara and I have truly enoyed our experience with VA Home Loans and highly recommend them."

Terence & Sherilyn L.
"Expedient, Thorough, Simple"
Gabe recommended a realtor that was exceptional during the home search. Gabe is very intelligent on not only the financial standpoint of home buying but knew his way with the entire process from start to finish. Right when more documents were required or as he received updates, he immediately put us in the know. The hardest part is the waiting game but Gabe made the process smooth and streamlined. My wife and I are extremely happy with our process, Gabe and our realtor the he recommended."

Kelly V.
Positive, Rewarding, Impressive
I am a first time home buyer and just recently moved into my first home that is a dream come true! While I knew I wanted to purchase a home prior to my move to Hawaii I was unable to leave the mainland during the process. I was nervous and not exactly sure how it would all work. I looked into several banks and loan companies until I found Gabe Amey. As soon as I spoke with him on the phone, I knew that he was the person I wanted to work with.
At first Gabe gathered all of my information and led me in the right direction. He explained all of my options and what I could expect to happen. When I finally found my dream home, it was Gabe that provided a pre-approval letter and convinced the sellers that I was financially sound to purchase the home. During the next 2 months Gabe was at my disposal 24 hours a day (except of course the 6 hours he took off to get married).
Not only was Gabe incredibly professional and competent but he was a true delight to work with and learn from. I am now in my dream house on the ocean in Hawaii and it is all thanks to Gabe and my wonderful realtors. For anyone looking to purchase a home in Hawaii I cannot say enough wonderful things about Gabe."
Mark P.
Relaxed, Convenient, Simple
Jim Owens was really easy going and helpful at all times."
Garren L.
Knowledgeable, Hardworking, Friendly
You could just sit back and enjoy the VA home purchasing experience knowing this team got you covered."

Nick & Brianne H.
Easy, Time-Efficient, Well-Informed
We recently purchased a home in Hawaii and worked with Gabe at Hawaii VA Loans. Gabe was very informative and responsive and made the loan process as smooth and seamless as it could be! Gabe's experience with VA loans helped prepare us in advance, and as a result we were able to close quickly and easily. We really enjoyed our experience of working with him. We absolutely recommend Gabe and would gladly call on his services in future."

Millicent W.
Easy, Pleasant, Straightforward
Great loan experience. Staff was very helpful, knowledgeable, and friendly."

Todd & Jenny M.
Experienced, Efficient, Friendly
We would like to take this opportunity on this day of our successful home purchase to convey our complete satisfaction and sincere appreciation of Brenda Carr of Hawaii VA Loans.
Brenda’s recognition and genuine concern of our desire to not only get into our first home, but to have a complete understanding of the process enabled us to efficiently complete the cycle of being somewhat intimidated and definitely inexperienced homebuyers to becoming completely informed and confident home owners.
Brenda’s experienced, friendly nature and consistent willingness to answer any question, anytime coupled with her timely execution of process requirements made this an extremely rewarding experience for us.
Her demonstrated competence with our successful and frankly relatively simple (thanks to her) transaction leads us to absolutely recommend Brenda to anyone considering getting into a home."

Jake & Jen W.
Attentive, Honest, Dependable
My wife and I are first time homebuyers and we never imagined our first home would be in Hawaii! When I knew I was up for orders in Hawaii we started to look around at real estate while still living on the mainland. At first we were a little flustered at the process of owning our first home, but working with Gabe helped reassure us we were doing the right thing. Gabe was very helpful throughout the whole loan process from letting us know what paperwork we needed turned in to notifying us of any deadlines. We had shopped around at other loan companies but the combination of getting the best rate along with Gabe’s personal touch reaffirmed that we only wanted to work with him.
Gabe’s level of customer service was first class. We are grateful to have worked with Gabe and appreciated his patience and availability throughout this whole process. We recommend Gabe to everyone we meet that is looking to get a VA loan. Thank you Gabe for everything we are indebted to you."

Terence & Melissa Q.
"Knowledgeable, Professional, Honest"
As with anyone who has a VA loan, we received countless offers from local companies soliciting refinancing. However, my husband and I only became interested in researching our options after receiving a letter from Gabe Amey at Hawaii VA Loans. We did our research and found Gabe to be knowledgeable, patient, professional, and honest; and far more willing than any other to answer all our questions. He and his outstanding staff provided all the guidance needed to help us make an informed decision. We were able to easily and quickly accomplish our refinancing goal with their expert help. We were so pleased with their service that we worked with Hawaii VA Loans for our new home loan when we PCS’d to Oklahoma mid-summer ’08. Again, we were able to secure a new loan with a great rate and feel very comfortable doing so, even for an out-of-state home."
Tyler M.
Knowledgeable, Available, Helpful
Tyler completed his 3 year service in 2003 and returned home in hopes to start a new life and a dream of one day becoming a homeowner. He worked hard and saved money, but the price of houses just made his dream seem so out of reach. In November of 2008, he decided to see what the VA could offer him by signing up for a VA Loan seminar. This is where he met Gabe Amey (Branch Manager of Hawaii VA Loans.) This was the beginning of his realization that his dream of owning a home was actually reachable.
In December, Tyler began his house hunting and found a house in Mililani on the internet. Being that Gabe had already pre-qualified him, he knew his limitations and had numbers that he could work with when he met with his realtor. He made an appointment to see the house the next day and although the house needed a lot of work, he saw a house with a garage that was one of his personal requirements because he works with cars. He also looked beyond all the work that needed to be done and saw the potential of turning the house into his “home”. He put an offer on the house and then after waiting on pins and needles, he got the good news that his offer was accepted.
Tyler immediately called Gabe and he and his realtor worked together to make the transaction go through as smooth as possible. Needless to say, there were lots of paper work, but Gabe was there every step of the way. There were times when I needed to get answers from him immediately, and he was always reachable. Gabe always made us feel comfortable and no question was too unimportant to ask. With Gabe’s expertise and guidance Tyler signed papers on January 29, and on February 6, 2009, Tyler was given the keys to his new house. Tyler immediately put his valuable skills to work and with the help of family and friends, transformed his house to a “home”.
I finally got the opportunity to meet Gabe at Tyler’s house-warming party this past Saturday and to personally thank him for all his work and support. We are so very proud of our son and it is a wonderful thing to see his dream come true. We have always told him not to give up on his dreams and this proves that dreams DO come true. Thank you so much Gabe, for making this possible. We appreciate all you have done for us. We encourage veterans to take that step and seek the help that is out there and get the ball rolling so that you, too, can become a very proud home owner.
Valerie & Robert Mata (Tyler's Mom & Dad)"
Josephina G.
"Excellent, Exceptional, Professional"
Brenda Carr is simply the best. I have worked with a lot of loan specialists as I have bought a lot of properties, she is very professional. She knows her stuff really well. I did not have to resubmit papers which I have done with some incompetent loan specialists. Job well done. I would recommend her to my friends."

Josh & Jessica G.
"Dedicated, Resourceful, Welcoming"
Can't tell you how much we appreciate everything you did for us! You made the experience fun & easy and totally worthwhile. Mahalo for everything!"





