This program helps veterans and active-duty personnel buy a home with zero out-of-pocket costs!
Credits can be used to pay buyer's closing costs, buy down interest rate or even pay off personal debt.
Real estate agents and home sellers often provide a monetary credit to buyers to help make the purchase process easier and more affordable. Ask your real estate agent about obtaining help with covering closing costs.
If so, Hawaii VA Loans will match* the amount of credit provided by your agent and/or the seller, essentially doubling your overall credit!
*Credit is maxed to 1% of loan amount.
The combined credits from your agent, home seller and Hawaii VA Loans can pay off all your closing costs. If you have more credits than closing costs, you can use the excess credits to buy down your interest rate or even pay off personal debt (like credit cards).
Take 5 minutes to get prequalified and take advantage of our Kokua Credits program.Get Prequalified
Contact us and we can get your buyer pre-approved with our Kokuka Credits program.Contact Us