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Jim Owens

Branch Manager NMLS: 242755

D: 808-792-4251

C: 808-371-5059

Jim entered the mortgage industry in Hawaii in 1997 and has performed many roles in that time. He has enjoyed the opportunities afforded to him which have allowed him to experience nearly every aspect of the industry. He began by learning ‘Secondary Marketing’ or how loans are traded, sold or held for investment by banks and lenders. He worked with brokers as a wholesale account executive to fund every type of residential financing imaginable. He has worked as a Loan Officer helping borrowers finance starter homes to dream estates. He also spent time developing and designing mortgage banking software, as well as providing consulting and training services for mortgage bankers throughout the country. Establishing HomeLoan Financial and Hawaii VA Loans as a premier mortgage provider in the islands was the ideal next step. With the partnership and vision of Gabe Amey, they are well on their way to creating a new style of lender; one which emphasizes education, communication and the use of technology to make the mortgage process simple and understandable for every homeowner. Jim enjoys playing basketball, softball, coaching various sports and spending time with his 3 kids. Interesting Fact About Jim: He was the starting pitcher in the 1989 Punahou State Championship Game in which they beat Gabe Amey's alma mater, St. Louis School.

Testimonials about Jim's work

Clinton Y.

"Efficient, Professional, Diligent"

"Awesome team and made our family's dreams come true! Thank you for helping my family with getting the home that we thought would never be possible. Special thanks to Jim Owens and his team for being diligent and working hard for us. We are glad that we worked with Hawaii VA Loans and would definitely recommend to our family and friends. They were always efficient and professional. Thank you again for all of your efforts!  "

"Efficient, Professional, Diligent"

Clinton Y.

"Awesome team and made our family's dreams come true! Thank you for helping my family with getting the home that we thought would never be possible. Special thanks to Jim Owens and his team for being diligent and working hard for us. We are glad that we worked with Hawaii VA Loans and would definitely recommend to our family and friends. They were always efficient and professional. Thank you again for all of your efforts!  "

Anna B.

"Convenient, Easy, Stress-Free"

"Before finding Hawaii VA Loans, we were working with another VA Loan Lender and were very unsatisfied with their quality of work. As first time home buyers, the whole process is very challenging and of course filled with lots of questions. Hawaii VA Loans was right by our side through the whole process assisting as much as possible. We couldn’t be happier with the professionalism, devotion and dedication that Hawaii VA loans provided our family!"

"Convenient, Easy, Stress-Free"

Anna B.

"Before finding Hawaii VA Loans, we were working with another VA Loan Lender and were very unsatisfied with their quality of work. As first time home buyers, the whole process is very challenging and of course filled with lots of questions. Hawaii VA Loans was right by our side through the whole process assisting as much as possible. We couldn’t be happier with the professionalism, devotion and dedication that Hawaii VA loans provided our family!"

Rostum F.

"Easy, Fast Transaction, Friendly Staff"

"Easy, Fast Transaction, Friendly Staff"

Rostum F.

Jennifer W.

"Helpful, Thorough, Timely"

"This was my first time applying for a VA loan and I thought it was going to be difficult. I was wrong, Jim and the crew at VA loans were fantastic. They helped us through the process and answered all our questions never keeping us waiting. Buying a house can be stressful but working with VA Loans definitely helped ease some of that stress. Thank you Jim and all the guys and gals at VA Loans for making this a great experience!"

"Helpful, Thorough, Timely"

Jennifer W.

"This was my first time applying for a VA loan and I thought it was going to be difficult. I was wrong, Jim and the crew at VA loans were fantastic. They helped us through the process and answered all our questions never keeping us waiting. Buying a house can be stressful but working with VA Loans definitely helped ease some of that stress. Thank you Jim and all the guys and gals at VA Loans for making this a great experience!"

Edward F.

""Awesome, Effecient, Satisfying""

"Working with Hawaii VA Loans made the home buying process easy to deal with. My VA Loan Specialist was a true professional and made my wife and I comfortable throughout the home purchasing process. I would recommend Hawaii VA Loans and Jim Owens to my friends and quite frankly anyone interested in buying a home. A truly exceptional home buying experience. Thank you Hawaii VA Loans."

""Awesome, Effecient, Satisfying""

Edward F.

"Working with Hawaii VA Loans made the home buying process easy to deal with. My VA Loan Specialist was a true professional and made my wife and I comfortable throughout the home purchasing process. I would recommend Hawaii VA Loans and Jim Owens to my friends and quite frankly anyone interested in buying a home. A truly exceptional home buying experience. Thank you Hawaii VA Loans."

Reynel S.

""Excellent, Convenient, On-point""

"Jim thanks for helping us on getting our first home!!!"

""Excellent, Convenient, On-point""

Reynel S.

"Jim thanks for helping us on getting our first home!!!"

Darrylyn C.

""Thorough, Convenient, Friendly""

"I was happy that there was no "surprises" which I have in the past encountered. Your Specialist was truthful and amazingly helpful."

""Thorough, Convenient, Friendly""

Darrylyn C.

"I was happy that there was no "surprises" which I have in the past encountered. Your Specialist was truthful and amazingly helpful."

Angela L.

""Simple, Nice, Friendly""

""Simple, Nice, Friendly""

Angela L.

Don & Sara

""Straightforward, Educational, Pleasant""

"My experience with Hawaii VA Loans was fantastic. As a first-time home buyer I had little knowledge of the process, but from the very first telephone call, Jim Owens put me at ease and presented the VA Loan process in an understandable way. The paperwork, correspondence, meetings and other transactions were all scheduled and handled with my schedule in mind and with the utmost professionalism. Well done - My wife Sara and I have truly enoyed our experience with VA Home Loans and highly recommend them."

""Straightforward, Educational, Pleasant""

Don & Sara

"My experience with Hawaii VA Loans was fantastic. As a first-time home buyer I had little knowledge of the process, but from the very first telephone call, Jim Owens put me at ease and presented the VA Loan process in an understandable way. The paperwork, correspondence, meetings and other transactions were all scheduled and handled with my schedule in mind and with the utmost professionalism. Well done - My wife Sara and I have truly enoyed our experience with VA Home Loans and highly recommend them."

Mark P.

"Relaxed, Convenient, Simple"

"Jim Owens was really easy going and helpful at all times."

"Relaxed, Convenient, Simple"

Mark P.

"Jim Owens was really easy going and helpful at all times."

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