There are many reasons why you should pursue a VA loan. First and foremost, VA loans allow home buyers to purchase a home with little or no money down. Other benefits to consider include:

  * A buyer can assume your loan if you decide to sell your home.

  * The elimination of mortgage insurance premiums.

  * Potentially lower closing costs.

  * No pre-payment penalties.

  * The potential to negotiate the interest rate.

  * Possible home warranties for a home inspected by VA during construction.

  * Possible VA assistance due to temporary financial hardships.