As with anyone who has a VA loan, we received countless offers from local companies soliciting refinancing.  However, my husband and I only became interested in researching our options after receiving a letter from Gabe Amey at Hawaii VA Loans.  We did our research and found Gabe to be knowledgeable, patient, professional, and honest; and far more willing than any other to answer all our questions.  He and his outstanding staff provided all the guidance needed to help us make an informed decision.  We were able to easily and quickly accomplish our refinancing goal with their expert help.  We were so pleased with their service that we worked with Hawaii VA Loans for our new home loan when we PCS’d to Oklahoma mid-summer ’08.  Again, we were able to secure a new loan with a great rate and feel very comfortable doing so, even for an out-of-state home.