Sandra showed excitement and an eagerness to assist my family in the VA home loan process from the first time we spoke. She was friendly, insightful and made herself available when questions arose or help was needed. Besides turning in the required forms for proof and verification, much of the process was a breeze for us as Sandra took care of our loan. We appreciate her hard work in locking us in as well as matching credits which truly was a blessing during closing. Mahalo Sandra and Hawaii VA Loans!