Brad was my loan specialist and he was amazing from the start! I’m a first time home-buyer and Brad ensured that I was comfortable with everything throughout the entire process. He took the time to explain things to me and also kept me updated in a timely manner. If I was unsure about something, he would not hesitate to give me sound advice or recommendations with my best interest in mind. If I had a question about something, Brad always provided a correct answer or took the time to get the right answer for me. He is completely trustworthy, reliable, and diligent. I am extremely satisfied with the results and process of my first home purchase experience. I would recommend Brad to anyone interested in financing through Hawaii VA Loans!