From the beginning till now, working with Brenda Carr has helped in every way. Never thought refinancing was so simple, a lot faster and easier. She would keep me updated if there were better rates available and let me know how much of my monthly payment I would save. What would have been a stressful process, her communication and knowledge made everything simple and convenient.  We truly enjoyed our experience working with Hawaii VA Loans and especially Brenda. We would never go with anyone else. Best mortgage company ever!