Why VA Loans? Here are a few good reasons.
VA Loans are one of the very few loan programs that allow you to borrower 100% of the home’s purchase price. Most programs require a minimum of 3.5% - 10% down payment to qualify for financing.
Without at least a 20% down payment, all other home loan programs require the borrower to pay mortgage insurance. This insurance doesn’t protect the borrower, rather insures the lender in case of mortgage default.
Nobody likes paying closing costs. Fortunately for veterans, a good portion of these costs are waived. On average, a VA buyer can save anywhere from $1500 - $2000 in closing costs compared to using other loan programs.
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Fill out the short form and we can help you determine what you can qualify for on a VA Loan.
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Hawaii VA Loans is not affiliated with any government agencies, including the VA. Hawaii VA Loans is a division of Land Home Financial Services, Inc, a VA approved lender. NMLS #386040.