1 Get Prequalified

Before you start searching for your new home, it is always recommended to get prequalified from a VA approved lender first. Here's a checklist of items you'll need:

• Completed Certificate of Eligibility form (VA Form 26-1880)
• Most recent LES statement or pay stubs (one month)
• Last 2 years W2 statements or Tax Returns (if self-employed)
• Last 2 months Bank Statements (all pages)

Once you have this paperwork ready, contact a VA Loan Specialist at 808-792-4251 or fill out our VA Loan Request form. A VA Loan Specialist will determine how much you qualify for as well as your estimated monthly payments.

2 Contact a VA Home Specialist

If you are already working with a real estate agent - great! If you don't already have a real estate agent, go to our VA Home Specialists page to review our list of qualified agent that can help you find the home that fits your specific needs.

3 Narrow Down List of Properties

Based on the loan amount you are prequalified for, your VA Home Specialist will email you a list of properties that fit your specific criteria. From that list, you'll need to narrow it down to a select few so that your VA Home Specialist can schedule a showing with the seller's agent. Keep in mind that not all condominiums are eligible for VA financing, so if you are thinking of purchasing a condo, use our Condo Eligibility tool to see if your particular condo is approved for VA financing.

4 View Properties

Once you have narrowed down the list, it is time to see the properties for yourself. This is where you can really decide which home will be the best fit for you and your family.

5 Submit an Offer

Once you've decided which house you would like to purchase, your VA Home Specialist will draft up an offer which will be accompanied by a prequalification letter from your VA Loan Specialist.

6 Your VA Homebuyers Team
Will Do The Rest

Once the offer is accepted, sit back and relax as your VA Loan Specialist, VA Home Specialist & Escrow Officer handle the nuances of your purchase transaction. The process typically takes 30-45 days. After which, you will come in and sign the final loan documents. When this is complete, you will receive your keys and officially become a homeowner. It is really that simple!