Our Story

What we do

We are a Hawaii based lender who specializes in VA Mortgage Financing. Since 2008, Hawaii VA Loans has helped over one hundred families take advantage of their VA Loan benefits while educating thousands of others with our VA Blog, VA Homebuyers' Guide and our Mortgage Insights Video Series.

How we do it

By combining our in-depth knowledge of the VA Loan program, our personal communication & leveraging today's technology, we provide Veterans a unique level of educational resources to help simplify the VA Loan process.


We Believe

  • Home loans need to be simplified. Unfamiliar process + overwhelming mortgage terminology + fine print = A cloudy picture. We know whats really important in a mortgage transaction & our goal is to present it as completely yet simply as possible.
  • No one likes the “Hard Sell”. High pressure sales tactics & boiler room antics have no place within our company. We are consumers as well and we despise pushy sales people.
  • Our customers are smart. Nobody knows our customers better than themselves. Our job is to educate and empower them. Given the right information, they will choose the best option.
  • Not all home loans are the same. Mortgage financing is not a one-size-fits-all service. Different buyers have different needs. We get this and that’s why we’ve developed a niche website for a niche mortgage program like VA Loans.
  • The best marketing adds value. Traditional marketing interrupts. We earn our customers attention by providing something useful.
  • We are a service company first. Great customer service is what drives our business – not glitzy marketing campaigns and uninformative advertising.
  • Results speak for themselves. There are many ways to define a company’s success. We judge ours by our customer satisfaction.
  • We are all connected. In the end, we are all part of the same community. A positive impression we leave with our customers promotes goodwill that we all benefit from.

What our customers have to say

Great loan experience. Staff was very helpful, knowledgeable, and friendly."

Recent news stories depict how difficult and excruciating the loan refinance process has become. We have to disagree with those stories as we had a completely opposite experience. Thank you to Hawaii VA Loans!"

You could just sit back and enjoy the VA home purchasing experience knowing this team got you covered."

See More Testimonials

Our Company

Hawaii VA Loans is a division of HomeLoan Financial, the Hawaii branch of Land/Home Financial Services, Inc. As national lender with licenses in 42 states, Land Home Financial is a proven lender who has grown and prospered in a challenging marketplace. With it’s high level of ethical standards, adaptability to change and innovative thinking, Land Home Financial and HomeLoan Financial continues to set the bar as a leader in residential mortgage lending.

A few of our resources:

VA Homebuyers' Guide
Our 24-page guide to help Veterans understand the benefits of the VA Loan program and the home buying process.

VA Loan Blog
News, tips & updates regarding VA Loans and the mortgage market in general.

Mortgage Insights Video Series
Our recently launched video series explains the nuances of VA mortgage financing in digestible 2 minute segments.



VA Loan Specialists

Hawaii VA Loans has been in business since December 2007. Here are some major milestones along the way.

12/07 Gabe Amey launches HawaiiVALoans.com as a way of getting the best information to Veterans about their VA Home Loan benefits.


3/08 Hawaii VA Loans Blog launched.

7/08 Jim Owens joins team as a Production Manager.

7/08 Brenda Carr brings her 10+ years of experience as a HomeLoan Specialist to Hawaii VA Loans and joins the team.

8/08 Hawaii VA Loans releases it's 21-page VA Homebuyers' Guide.

9/08 First VA Homebuyer's Seminar put on by HawaiiVALoans.com to educate Veterans about their VA Loan benefits.

9/09 HomeLoan Financial moves to their new location at 841 Bishop St.

12/09 HomeLoan Financial graduates it's first class from their new Loan Officer training course.

1/10 Hawaii VA Loans welcomes James Duggins to the team as their newest VA Loan Specialist.

3/10 HomeLoan Financial branches out and establishes a Maui Satellite Office, expanding their team to 12 total employees.

7/10 Hawaii VA Loans completes it's 100th VA Loan by helping a disabled Veteran and his family purchase their first home in Hawaii.

10/10 Hawaii VA Loans establishes their Facebook page to establish another avenue to educate Veterans and Real Estate Professionals and gives away an iPad to one of their lucky fans.

10/10 Hawaii VA Loans launches their Mortgage Insights in Under 2 Minutes video series.

02/11 Hawaii VA Loans introduces the Veterans Club, a Facebook application that rewards Hawaii based Veterans with cool prizes every month.